No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
hello so i had only 2 cards with decent limits (NFCU - 12.5k and 7.5k) and the rest was under 1k each- anywho i decided after some gardening and a big score jump to do some apping.. i requested a credit limit increase for the cards i use (lowes- 800 to 17k AND Homedepot 700 to 15K) NICE right... so then i did BOA 1k to a measly 3,900) oh yeah then i did Sams club went from 800 to 2k .. again i wont complain a few years ago i wouldnt DARE apply to any of these without cowering in a corner.. anywho
I THEN did 2 new credit cards i did a Cap one venture card- approved instantly for 10k and then i did an blue cash amex - instantly approved 8k .. not TOO bad... so my question IS .... will i LOSE my limits if i dont use these cards?? i honestly cant see myself EVER spending this kind of money.. will re-evaulate my cards and determine which will get me the best points/savings etc but honestly i dont think ill ever use them that much.. will this cause me to lose points or anything? also does this look like a good mix? i want some "important cards" lol to ramp up my file .. i did some research to see how to get decent limits so i think i did OK...any thoughts/input???
I think you have a nice set of cards. Due to my credit until recently, i was not a big CC user as all i had was a wells fargo secured card. So i have never been big on which card gives how many points, and which card is better for gas and all that stuff. But as far as your creditors go, yes i believe with my little experience you do have a nice collection with good SL's. Since the economy is not as bad as it was around 2012/2013 i don't think any lender would decrease your limit because you are not using them. I would recommend putting at least one recurring charge on each card, such as a cable bill, phone bill, or netflix, so that each card gets used at least once a month. And the rest of the time, you can either leave couple at home and take the others with you, and rotate this every week or every other week, so they all get a little bit of daily use. Besides this, all i can say is Congrats on your approvals and cli's.