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I have never once applied for any card in the store and was wondering if the odds are better online or in the store. Does it really matter which one.
Hey dude. I don't think it makes a difference, but if you do it in store, you usually get an immediate discount on whatever you're buying (if there's a discount offer available).
It seems that you can get a higher starting CL if you app in store due to the ID verification process.
Keep both your credit and your body in top shape!
Menards is what I wondering about. Which is cap1 servicing.
Menard's is usually better to apply in store, especially if you're making a large purchase. Starting line is higher and tend to have different in store promotions.
I prefer to app in especially for places like Best Buy or Lowe's where you may be making a larger purchase and can receive a higher credit limit to start off.
Ok I'll probably try it for the first time. We will see how it goes. Thanks guys and ladies if there were any that responded to post.
Good Luck.....(lady here)