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Valued Contributor
injustifiiable
Posts: 1,865
Registered: ‎03-30-2012
0

CreditOne and CLI's - LOL

Just wanted to throw that bone out there...lol.

 

Do they even give any?????

 

Scores 6/17/2014: TU FICO: 643 | EQ FICO: 675 | EX AMEX FICO: 666

In my new wallet: American Express Premier Rewards Gold EMV: NPSL | BankAmericard Cash Rewards Visa EMV: $2500 | BarclayCard Rewards Average: $2000 | Travelocity Rewards AMEX: $1050 | Discover IT: $1500 | Amazon Rewards Visa: $1500 | Sportsman's Guide Visa: $3000 | Capital One QuicksilverOne MasterCard: $1250 | Target: $400 | J.Crew $5950
New Contributor
Education44
Posts: 64
Registered: ‎02-24-2012
0

Re: CreditOne and CLI's - LOL

I've had my card over a year. I have a current offer for a $100 CLI (it will cost me $19.95 if I accept). No, thanks.



Starting Score 2/10/12: FICO TU 576, FICO EQ 582, EX PLUS 597
Current Score: MYFICO TU 718, MYFICO EQ 710, EX FAKO 726
Goal Score: 760


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Valued Contributor
injustifiiable
Posts: 1,865
Registered: ‎03-30-2012
0

Re: CreditOne and CLI's - LOL


Education44 wrote:

I've had my card over a year. I have a current offer for a $100 CLI (it will cost me $19.95 if I accept). No, thanks.


hahahaha that is a joke, really. I did read that in the agreement but I had to laugh...I was like, really? I thought maybe they would do increases automatically without charging the fee.

 

This card will be gone by next September.

 

Scores 6/17/2014: TU FICO: 643 | EQ FICO: 675 | EX AMEX FICO: 666

In my new wallet: American Express Premier Rewards Gold EMV: NPSL | BankAmericard Cash Rewards Visa EMV: $2500 | BarclayCard Rewards Average: $2000 | Travelocity Rewards AMEX: $1050 | Discover IT: $1500 | Amazon Rewards Visa: $1500 | Sportsman's Guide Visa: $3000 | Capital One QuicksilverOne MasterCard: $1250 | Target: $400 | J.Crew $5950
Valued Contributor
nicholasyud
Posts: 1,734
Registered: ‎08-13-2012
0

Re: CreditOne and CLI's - LOL

I wantwhat want to know what you need to do if you want to cancel this card ??? I known this company pretty stinkie........and we want to trouble free ???


Starting Score: 560
Current Score: 748 Wishlist: CSP, Simply Cash, SPG, BOLD, INK, United MP,
Goal Score: 800


Walmart: 10k |Usaa: 8k|BCE: 9k| Amex: NSPL|Dis: 3.4k|Cap: 3.5k|CAP: 2k|CSP: 5k| Pen:4.5k

Frequent Contributor
Boonie
Posts: 268
Registered: ‎02-08-2010
0

Re: CreditOne and CLI's - LOL

I get a CLI from CreditOne every 6 months.  Because of this, I think they are a great rebuilder card. 

09/20/14 FICOs, EX 671, EQ 677, TU 701
New Contributor
Education44
Posts: 64
Registered: ‎02-24-2012
0

Re: CreditOne and CLI's - LOL

Are you able to get an increase without paying the fee?



Starting Score 2/10/12: FICO TU 576, FICO EQ 582, EX PLUS 597
Current Score: MYFICO TU 718, MYFICO EQ 710, EX FAKO 726
Goal Score: 760


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Frequent Contributor
Boonie
Posts: 268
Registered: ‎02-08-2010
0

Re: CreditOne and CLI's - LOL

There is always a fee for a CLI with CreditOne.  Its worth keeping a few years during rebuiding.  Then close it as you qualify for better cards with higher limits.

09/20/14 FICOs, EX 671, EQ 677, TU 701
Senior Contributor
jsucool76
Posts: 3,607
Registered: ‎12-11-2011

Re: CreditOne and CLI's - LOL

I love my CreditOne card, but hate it at the same time....it has a 50k limit, but after the annual fee, I end up with $1 in available credit.... 

 

:smileytongue: 

Valued Member
GWilliam
Posts: 47
Registered: ‎02-16-2009
0

Re: CreditOne and CLI's - LOL

Yes, they increase your credit line. I have had three automatic cli without any fee for the increases over the past 20 months. It's been an OK card, and will droping them in a few months as I'm gardening any cards with AF, this and Cap1 Best Buy will be toast in a few months.


Starting Score: EQ 530 TU 550
Current Score: EQ 693 TU 697
Goal Score: 720+


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Established Contributor
distantarray
Posts: 2,112
Registered: ‎09-25-2011
0

Re: CreditOne and CLI's - LOL


jsucool76 wrote:

I love my CreditOne card, but hate it at the same time....it has a 50k limit, but after the annual fee, I end up with $1 in available credit.... 

 

:smileytongue: 


LOL sounds like First Premier but it wasn't a joke for me. $200 limit and a $179 annual fee already added on  when card was activated leaving me $21 on the card WOOHOO! and a 79% interest rate (5-6 years ago)  also $6 to pay my bills online -_-;

 

 

but with any company you can probably get the credit limit increase fee waived if you threaten to cancel the card.


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758

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