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DCU Denial

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Anonymous
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DCU Denial

Applied for DCU card.

Automatic denial if your are within 2 years of discharge. The loan officer said its the banks policy. Just thought i would share the information to save a HP.

 

Message 1 of 3
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Anonymous
Not applicable

Re: DCU Denial

Thanks for the info.
Like most good CU talked about here, if you call and talk with them before you apply, they can be helpful in guiding you about criteria before taking the HP. DCU has been great to work with so far; been with them over a year
Message 2 of 3
masscredit
Valued Contributor

Re: DCU Denial

I was denied a few years ago because of my tax liens. They are no longer on my reports but I have a BK that’ll fall off in 19 months.  The loan officer didn’t say anything about my BK before. I think I should give them a call before I apply.

Pre-Credit Rebuild Scores Pre-DC (3/24/22) - EQ - 524 / TU - 519 / EX - 495

Current Scores - EQ - 687 / TU - 663/ EX - 677

TD Bank - $5000 / Mercury - $5000 / Capital One Savor One- $5000 / SDFCU Secured - $4990 / Capital One QuickSiver - $4500 / Ally Master Card - $2800/ Walmart Mastercard - $2250

Andrews FCU SSL $1500
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