DELTA SKYMILES Declined

911gt34life · ‎01-12-2016

i just apply for PREMIER REWARDS GOLD and DELTA SKYMILES Both Declined look like my costco card going to lose it.

my EX score was 650 i seen people getting those card with 650 score i guess close my amex costco or wait for them to close it.

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Anonymous · ‎01-12-2016

I believe I read somewhere that the Amex/Costco card will be replaced with a Citi Visa. So, I don't think there's a need to close it, imo.

CreditCuriosity · ‎01-12-2016

Sorry to hear the denial although they should be SP if that is any help.. I would keep the Amex for now as it might be converted to a Citi card still. What were the reasons for your denial?

911gt34life · ‎01-12-2016

i have no idea what is reason keep saying Sorry, your application cannot be accessed. Please try again later.

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Anonymous · ‎01-12-2016

@911gt34life wrote:
i have no idea what is reason keep saying Sorry, your application cannot be accessed. Please try again later.

That link never works you will just have to wait for the letter in the mail.

NRB525 · ‎01-12-2016

OP, sorry to hear about the denial. As CC notes, hopefully it is a SP decline.

I would not close the AMEX Costco card. There are still several months to go before the final answer is known; what happens to the AMEX Costco cards, what happens with the new Citi Costco card. Keep your current card open until that definite result is known. That will only be after April 1 2016 some time.

High Bal Jan 2009 $116k on $146k limits 80% Util.
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April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765

Anonymous · ‎01-13-2016

@911gt34life wrote:
i just apply for PREMIER REWARDS GOLD and DELTA SKYMILES Both Declined look like my costco card going to lose it.

my EX score was 650 i seen people getting those card with 650 score i guess close my amex costco or wait for them to close it.

650 is definitely on the very low end for AMEX approval. A few people might get through based on the income or other available credit, but I think AMEX likes to see scores at least 20 points higher than that. I know I was at 674 when I got approved for my BCE, and it was definitely a close approval. If you check the Credit Pulls database, you can get a better idea of the typical scores for that card. Don't be too discouraged, though. You'll get through eventually.