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Oh wow. I told myself that I wouldn't app for anything until 2014 because I was so sure I wouldn't qualify for anything until then. Yet recent events has enabled me to just... do so anyway. I figured why not. I went over to Discover It... submitted the application...and bam. Instant approval. I'm shaking. I WAS NOT EXPECTING THIS.
I don't know what my credit limit is but I am just shocked they APPROVED THE APPLICATION!!! AHHH I'm so excited!!! Is Discover It a good card? What can I expect?!?!? If I was approved for that, what are my chances with Chase Freedom? I'm so giddy. Ahhhh
edit: It was a 1,000 instant approval. Wow! It's not my highest CL ( Amazon is presently ) BUT IT'S STILL amazing! YAY!
edit: currently pending decision for chase freedom. guess we'll see where that goes.
edit: $500 conditional approval once we do the verification Monday. Could not have done it without MyFico forums. Thank you all SO MUCH!
@PleioneG wrote:Oh wow. I told myself that I wouldn't app for anything until 2014 because I was so sure I wouldn't qualify for anything until then. Yet recent events has enabled me to just... do so anyway. I figured why not. I went over to Discover It... submitted the application...and bam. Instant approval. I'm shaking. I WAS NOT EXPECTING THIS.
I don't know what my credit limit is but I am just shocked they APPROVED THE APPLICATION!!! AHHH I'm so excited!!! Is Discover It a good card? What can I expect?!?!? If I was approved for that, what are my chances with Chase Freedom? I'm so giddy. Ahhhh
edit: It was a 1,000 instant approval. Wow! It's not my highest CL ( Amazon is presently ) BUT IT'S STILL amazing! YAY!
Congrats! I know the feeling.....I was just approved tonight too!
From what I've read Discover's CL will grow. As far as Chase is concerned I do not have enough revolving history under my belt (less than 6 mos) but YMMV.
When I called they said the card will be here in 4-6 days. I can't wait!!!
YAY US! I'm dying to app for Chase Freedom but the spouse said no. He doesn't want to go beyond our means... which I agree. Boo.
I hope Discover does grow with us then. Hopefully more than Capital One has.
Congrats on your Discover approval! I think you have a good chance at getting the Freedom. Having these two cards will give you good opportunities to earn cash back.
Good luck if you decide to pull the trigger on Freedom.
@PleioneG wrote:Oh wow. I told myself that I wouldn't app for anything until 2014 because I was so sure I wouldn't qualify for anything until then. Yet recent events has enabled me to just... do so anyway. I figured why not. I went over to Discover It... submitted the application...and bam. Instant approval. I'm shaking. I WAS NOT EXPECTING THIS.
I don't know what my credit limit is but I am just shocked they APPROVED THE APPLICATION!!! AHHH I'm so excited!!! Is Discover It a good card? What can I expect?!?!? If I was approved for that, what are my chances with Chase Freedom? I'm so giddy. Ahhhh
edit: It was a 1,000 instant approval. Wow! It's not my highest CL ( Amazon is presently ) BUT IT'S STILL amazing! YAY!
Congrats and welcome to the Discover family! Treat them well and in six months they will show you some luv
So we bit the bullet and I convinced my husband to let me try for Chase anyway. After all, if I can get Chase that will be IT as far as credit cards.
The decision came back as pending. That puts me at unease. I hope that is a good sign.
@PleioneG wrote:So we bit the bullet and I convinced my husband to let me try for Chase anyway. After all, if I can get Chase that will be IT as far as credit cards.
The decision came back as pending. That puts me at unease. I hope that is a good sign.
Give them a call in the morning. Let us know how it went and good luck!
@PleioneG wrote:So we bit the bullet and I convinced my husband to let me try for Chase anyway. After all, if I can get Chase that will be IT as far as credit cards.
The decision came back as pending. That puts me at unease. I hope that is a good sign.
Some times its just identity verification and Chase is great with recons. Call the back door number tomorrow AM and keep us posted. Good luck!