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Established Contributor
Cadillac-XTS
Posts: 1,837
Registered: ‎08-20-2012
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Re: DID NOT expect a Discover It APPROVAL!!! (update pg 2)

Congrats

Regular Contributor
raisinitup
Posts: 224
Registered: ‎12-11-2012
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Re: DID NOT expect a Discover It APPROVAL!!! (update pg 2)


PleioneG wrote:

Oh wow. I told myself that I wouldn't app for anything until 2014 because I was so sure I wouldn't qualify for anything until then. Yet recent events has enabled me to just... do so anyway. I figured why not. I went over to Discover It... submitted the application...and bam. Instant approval. I'm shaking. I WAS NOT EXPECTING THIS.

 

I don't know what my credit limit is but I am just shocked they APPROVED THE APPLICATION!!! AHHH I'm so excited!!! Is Discover It a good card? What can I expect?!?!? If I was approved for that, what are my chances with Chase Freedom? I'm so giddy. Ahhhh

 

edit: It was a 1,000 instant approval. Wow! It's not my highest CL ( Amazon is presently ) BUT IT'S STILL amazing! YAY!

 

edit: currently pending decision for chase freedom. guess we'll see where that goes.

 

edit: $500 conditional approval once we do the verification Monday. Could not have done it without MyFico forums. :smileyhappy: Thank you all SO MUCH!


 Do you know who Discover pulls ? I'm in FL and really want to apply but I'm thining for 630 EQ may still be too low :-(

12/11/12 Starting Score EQ FICO - 583/ TU FICO - 615/
4/1/13 - Lender Pull - TU - 645 EQ - 675 EX 712
Each One - Teach One
Contributor
Bobert22
Posts: 236
Registered: ‎01-20-2013
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Re: DID NOT expect a Discover It APPROVAL!!! (update pg 2)


kmathies wrote:

PleioneG wrote:

Oh wow. I told myself that I wouldn't app for anything until 2014 because I was so sure I wouldn't qualify for anything until then. Yet recent events has enabled me to just... do so anyway. I figured why not. I went over to Discover It... submitted the application...and bam. Instant approval. I'm shaking. I WAS NOT EXPECTING THIS.

 

I don't know what my credit limit is but I am just shocked they APPROVED THE APPLICATION!!! AHHH I'm so excited!!! Is Discover It a good card? What can I expect?!?!? If I was approved for that, what are my chances with Chase Freedom? I'm so giddy. Ahhhh

 

edit: It was a 1,000 instant approval. Wow! It's not my highest CL ( Amazon is presently ) BUT IT'S STILL amazing! YAY!

 

edit: currently pending decision for chase freedom. guess we'll see where that goes.

 

edit: $500 conditional approval once we do the verification Monday. Could not have done it without MyFico forums. :smileyhappy: Thank you all SO MUCH!


 Do you know who Discover pulls ? I'm in FL and really want to apply but I'm thining for 630 EQ may still be too low :-(


I live in Rhode Island and they pulled EQUIFAX for both my application and my mother's application. 

Capital One 2006--$5,000 ||| AMEX Macy's 2008--$2,300 ||| Kohl's 2009-- $1,000 ||| JCP 2010-- $1,000 ||| Walmart Discover 2010-- $5,000 ||| Sears 2011 -- $3,600 ||| Sears 2011 -- $3,500 ||| Chase Freedom 2012--$7,500 ||| Discover IT 2013 -- $4,000
||| Chase Sapphire Preferred 2013 -- $10,000

SCORES: EQ FICO: 787, EX FAKO: 801, TU FICO: 790 (Lender Pull)
Regular Contributor
raisinitup
Posts: 224
Registered: ‎12-11-2012
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Re: DID NOT expect a Discover It APPROVAL!!! (update pg 2)

Hmmmm, thanks for the info - my scores are in my siggy and I just added a 6k NFCU visa to the 4 store cards I have already. I would really love a Discover - and EQ  is my strongest score (635). I do have 4 inquiries in the last 2months - do you guys think I may have a shot ? Should I go with the walmart version or a different one ? 

 

BTW, my visa hasn't started reporting yet. It's my only prime card. 

12/11/12 Starting Score EQ FICO - 583/ TU FICO - 615/
4/1/13 - Lender Pull - TU - 645 EQ - 675 EX 712
Each One - Teach One
Contributor
Bobert22
Posts: 236
Registered: ‎01-20-2013
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Re: DID NOT expect a Discover It APPROVAL!!! (update pg 2)


kmathies wrote:

Hmmmm, thanks for the info - my scores are in my siggy and I just added a 6k NFCU visa to the 4 store cards I have already. I would really love a Discover - and EQ  is my strongest score (635). I do have 4 inquiries in the last 2months - do you guys think I may have a shot ? Should I go with the walmart version or a different one ? 

 

BTW, my visa hasn't started reporting yet. It's my only prime card. 


What is your AAoA. and income? 

 

 

Capital One 2006--$5,000 ||| AMEX Macy's 2008--$2,300 ||| Kohl's 2009-- $1,000 ||| JCP 2010-- $1,000 ||| Walmart Discover 2010-- $5,000 ||| Sears 2011 -- $3,600 ||| Sears 2011 -- $3,500 ||| Chase Freedom 2012--$7,500 ||| Discover IT 2013 -- $4,000
||| Chase Sapphire Preferred 2013 -- $10,000

SCORES: EQ FICO: 787, EX FAKO: 801, TU FICO: 790 (Lender Pull)
Regular Contributor
raisinitup
Posts: 224
Registered: ‎12-11-2012
0

Re: DID NOT expect a Discover It APPROVAL!!! (update pg 2)

Income is $45K with just me and HHI is 105K. AAOA is 6 years. 

12/11/12 Starting Score EQ FICO - 583/ TU FICO - 615/
4/1/13 - Lender Pull - TU - 645 EQ - 675 EX 712
Each One - Teach One
Valued Contributor
beb86
Posts: 1,117
Registered: ‎10-31-2011
0

Re: DID NOT expect a Discover It APPROVAL!!! (update pg 2)

Congrats on the It and Freedom approvals!!!! Discover has the best CS IMO

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Established Contributor
TiggerDat
Posts: 1,040
Registered: ‎10-15-2011
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Re: DID NOT expect a Discover It APPROVAL!!! (update pg 2)

Welcome to the Discover Family.  It is a great card I think, I just got one too this year.  I had to recon mine and recon the Chase Freedom card too.  I got $1K on Disco and $500 on Chase, which I think seems to be the standard for most of us in the same realm! 

 

I got the 10,000 points offer on the Chase. 

 

Discover pulled my TU and I am from Florida too. 



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