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DINERS CLUB LIMBO

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FinStar
Moderator Emeritus

Re: DINERS CLUB LIMBO


@aav wrote:

CM, that 721 got pretty luck as well! I added 5 more from the data base. I don't like math, but this is interesting to me. =)

 

 

5k - 691
10k -710
15k – 689, 687, 678, 731, 770, 689
20k- 712, 723, 748, 740
25k – 767
30k – 670, 721, 751, 782, 788,
40k – 732, 806, 811, 812, 785
50k – 794, 850, 836, 850


You already have the same score on the same line ($15K).

Message 41 of 120
stetsonnrodeo
New Member

Re: DINERS CLUB LIMBO

Add a 692 for 25k to that list. 

http://ficoforums.myfico.com/t5/image/serverpage/image-id/2760iB9166C1A493A3CBC
Message 42 of 120
aav
Established Contributor

Re: DINERS CLUB LIMBO

Congrats!

EQ - 834 TU - 823 EX - 822
Amex NPSL Amex BCP - 25,000, Amex EDC - 12000, Diner's Club Premier -35,000, Ritz Carlton - 22,500 Discover 25,100, Chase Reserve -31,000 Total Rewards 13200, Barclay 10000 Citi Diamond P 8,900
Message 43 of 120
aav
Established Contributor

Re: DINERS CLUB LIMBO

5k – 655, 691, 757
10k -710
15k – 678, 687, 689, 702,731, 770,
20k- 712, 723, 740,748,
25k – 692,767
30k – 670, 721, 751, 782, 788,
40k – 732, 785, 806, 811, 812,
50k – 794, 850, 836

EQ - 834 TU - 823 EX - 822
Amex NPSL Amex BCP - 25,000, Amex EDC - 12000, Diner's Club Premier -35,000, Ritz Carlton - 22,500 Discover 25,100, Chase Reserve -31,000 Total Rewards 13200, Barclay 10000 Citi Diamond P 8,900
Message 44 of 120
Anonymous
Not applicable

Re: DINERS CLUB LIMBO


@aav wrote:

5k – 655, 691, 757
10k -710
15k – 678, 687, 689, 702,731, 770,
20k- 712, 723, 740,748,
25k – 692,767
30k – 670, 721, 751, 782, 788,
40k – 732, 785, 806, 811, 812,
50k – 794, 850, 836


it's interesting that 691 got 5k, 692 got 25k, and 670 got 30k, I wonder what are the differences between them, and also how come 757 only ended up with 5k.

Message 45 of 120
Anonymous
Not applicable

Re: DINERS CLUB LIMBO


@Anonymous wrote:

@aav wrote:

5k – 655, 691, 757
10k -710
15k – 678, 687, 689, 702,731, 770,
20k- 712, 723, 740,748,
25k – 692,767
30k – 670, 721, 751, 782, 788,
40k – 732, 785, 806, 811, 812,
50k – 794, 850, 836


it's interesting that 691 got 5k, 692 got 25k, and 670 got 30k, I wonder what are the differences between them, and also how come 757 only ended up with 5k.


Maybe reported income?

Message 46 of 120
Anonymous
Not applicable

Re: DINERS CLUB LIMBO


@Anonymous wrote:



Maybe reported income?


ah! right, forgot about income factor

Message 47 of 120
FinStar
Moderator Emeritus

Re: DINERS CLUB LIMBO


@Anonymous wrote:

@Anonymous wrote:



Maybe reported income?


ah! right, forgot about income factor


Plus lots of other variables that go into the approvals.  Scores can be somewhat of a barometer but can be misleading if other factors come into play with the final CL assignment.

Message 48 of 120
NRB525
Super Contributor

Re: DINERS CLUB LIMBO

I got notified of the TU HP from yesterday. We shall see if I have a number to add to the list... or a DNQ - Did Not Qualify Smiley Happy

Sort of getting my hopes up, but trying to be realistic as well.

High Bal Jan 2009 $116k on $146k limits 80% Util.
Oct 2014 $46k on $127k 36% util EQ 722 TU 727 EX 727
April 2018 $18k on $344k 5% util EQ 806 TU 810 EX 812
Jan 2019 $7.6k on $360k EQ 832 TU 839 EX 831
March 2021 $33k on $312k EQ 796 TU 798 EX 801
May 2021 Paid all Installments and Mortgages, one new Mortgage EQ 761 TY 774 EX 777
April 2022 EQ=811 TU=807 EX=805 - TU VS 3.0 765
Message 49 of 120
taxi818
Super Contributor

Re: DINERS CLUB LIMBO


@Anonymous wrote:

@Anonymous wrote:

@aav wrote:

5k – 655, 691, 757
10k -710
15k – 678, 687, 689, 702,731, 770,
20k- 712, 723, 740,748,
25k – 692,767
30k – 670, 721, 751, 782, 788,
40k – 732, 785, 806, 811, 812,
50k – 794, 850, 836


it's interesting that 691 got 5k, 692 got 25k, and 670 got 30k, I wonder what are the differences between them, and also how come 757 only ended up with 5k.


Maybe reported income?


Well add me now. 692  5k limit  my AAOf A hurt. Down to 6 months. Oldest account. 1 year old 

Message 50 of 120
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