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@longtimelurker wrote:On the other part of the question, there have been posts of limits of $40K or more
Discover isn't going to offer me limits that exceed my individual income
THANKS EVERYONE! I did a pull this morning. Got another instant 1.5k with just a soft pull ! WIll try again in a few weeks!
@Anonymous wrote:THANKS EVERYONE! I did a pull this morning. Got another instant 1.5k with just a soft pull ! WIll try again in a few weeks!
Grats on your Discover CLI
@Ghoshida wrote:
@Fico2Go wrote:After about a year of no increase with discover I received an auto increase of $1000. Then three months later received SP increase via the website for $2500. Three months later ( today ) I received an increase of $4000. Bring my total line to $16,500.
I'm going to experiment over the next two months to see if I can't boost the CL to $20K.
It seems that if you hit that button every 2 weeks, it's giving out $1.5k worth of extra credit. Not sure how long it'll last though
Just a follow up...it's been a month since my 4K CLI. I requested a couple weeks back and received a message "Not enough experience with Discovers Credit Limit."
I think this is a default message if the request for CLI is sooner than 2 weeks.
However, tonight I tried again and bingo!!! Another $2,500 CLI.
I'm going to keep trying every 2-3 weeks until they say STOP. If the next increase is less than $1000 it might be a good sign to stop.
.
@Anonymous wrote:How often would you say you can request a CLI on Discover via the website. Not requiring a hard pull of course. Also wondering what everyones high CL is on their Discover I typically request an increase every 6 months or so and am currently at a 12.5k. I'm wondering what they cap out at. Thanks!
I just got off the phone with a Credit Analyst and was told you could have two request every 90 days but they have to be at least 30 days apart.
I just hit the luv button and got $4000 increase.........last increase was on May 20th, 2 others prior to that......4 increases in less than 2 months I will try it again in approximately 18 days! Now I have to change my profile info again! This is exciting!
@Anonymous wrote:THANKS EVERYONE! I did a pull this morning. Got another instant 1.5k with just a soft pull ! WIll try again in a few weeks!
Congrats on the increase!!
@jojomomma wrote:I just hit the luv button and got $4000 increase.........last increase was on May 20th, 2 others prior to that......4 increases in less than 2 months I will try it again in approximately 18 days! Now I have to change my profile info again! This is exciting!
Looks like my CLI luck might be over. Today is day 18 since last increase. Received no cannot approve at this time will send letter in 5-10 days.
I might try again in two weeks. And if cannot get approved will wait the full 90 days.
So stuck, ain't even funny. Have my original $6,000 since I opened the darn card. REALLY?! Called two weeks ago, did a sp and told couln't give increase at this time. P.S., been with Discover since 2007. Not sure if high utilitzation is the problem, but no negs/lates/missed payments on cr. Not sure what to do next.
@princessminor wrote:So stuck, ain't even funny. Have my original $6,000 since I opened the darn card. REALLY?! Called two weeks ago, did a sp and told couln't give increase at this time. P.S., been with Discover since 2007. Not sure if high utilitzation is the problem, but no negs/lates/missed payments on cr. Not sure what to do next.
High utilization probably is the problem, but congrats on your headway with Credit One. Reign utilization in and Discover will notice. Realize you did get a nice SL of $6k to begin with... Don't lose hope.