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I saw the signup bonus offer on my DW chase account for freedom unlimited.
She already have Chase freedom regular card, received last year. her scores are in range of 750-760 across 3 CBs. TU - 1inq, EQ -0 inqs, EX - 2 inqs.
So, i apped the chase freedom unlimited inside her account->offers section. i thought it would a solid offer, which also showed chase sapphire, chase slate as total 3 offers.
so i went head and submitted for chase unlimited. after submissison, it said "thanks, the decision is under review. we will write in 30 days"
Is that a denial? or any additional verification requirement?
What might actually a change in her profile is, on the Gross income , i added my annual salary additional to her. Would that trigger any additional verification?
Should we wait till next week and call them?
Any inputs are welcomed.
@GetMeSlick wrote:I saw the signup bonus offer on my DW chase account for freedom unlimited.
She already have Chase freedom regular card, received last year. her scores are in range of 750-760 across 3 CBs. TU - 1inq, EQ -0 inqs, EX - 2 inqs.
So, i apped the chase freedom unlimited inside her account->offers section. i thought it would a solid offer, which also showed chase sapphire, chase slate as total 3 offers.
so i went head and submitted for chase unlimited. after submissison, it said "thanks, the decision is under review. we will write in 30 days"
Is that a denial? or any additional verification requirement?
What might actually a change in her profile is, on the Gross income , i added my annual salary additional to her. Would that trigger any additional verification?
Should we wait till next week and call them?
Any inputs are welcomed.
As always you need to call the auto status line and see what robo lady says. The online message means almost nothing, as any non-instant-approval will give you that 30-days message online.
When you call robo lady, she has 4 possible statuses (stati?):
1. Your application has been approved!
2. you will be notified of our decision within 30 days
3. something about 2 weeks
4. you will be notified of our decision within 7-10 business days
1 is obvious, 2 often leads to an approval after a few days or weeks, 3 usually leads to an approval after a few days, 4 is almost always a denial.
Thank you all. got approved for $25k.
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