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Denied CLI but CR was 2 months old??

tag
Anonymous
Not applicable

Denied CLI but CR was 2 months old??

Last week I applied and was denied CLI on Kohls CC.  I figured oh well, it is already a $2k limit and I only spend $100 here and there.  Here's the stupid part.  My F8 CS has jumped from 580 in March to about 750 across the board.  When I received the deline letter a few days ago, it stated my CS was 589 dated 7/28/17.  Soooo, the report they were using is 2 months old?....AND, according to Experian my CS in July was 735.

 

So what's up with that?

Message 1 of 4
3 REPLIES 3
Anonymous
Not applicable

Re: Denied CLI but CR was 2 months old??

Call for a reconsideration 

Message 2 of 4
Anonymous
Not applicable

Re: Denied CLI but CR was 2 months old??

I had this happen also but I ended up just waiting another month or so and got the increase along with the letter showing the updated score.
Message 3 of 4
thummel
Established Contributor

Re: Denied CLI but CR was 2 months old??

Probably just haven't pulled a newer report yet. I'm sure you could call them to fix it and reconsider your request if you really want to.
Message 4 of 4
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