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Diner's Club Denial???

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taxi818
Super Contributor

Re: Diner's Club Denial???


@cflowers0115 wrote:

I was approved for $15,000 w/ a TU of 685.  FYI. 


Congrats. thats the lowest i  heard of. very good. im now tu711. but i don't want to apply as i will hopefully try after my 61 day 3x cli with amex.

then here i come.hope they still have money left after all the my fico members get done with em. Smiley Surprised

Message 51 of 177
keithbward
Frequent Contributor

Re: Diner's Club Denial???

Just got off the phone with customer service. Was told there was nothing in the system as of yet for me. I applied back on 10/2. TU FICO was 697 and maybe 4 inquiries. A 30 day late from 6/13. Tons of new accounts in the past 12 months. Just happy wasn't a flat out denial. She told me to give it a few more days and call back if I haven't received anything in the mail. 

Starting Scores - EX 547 || EQ 541 || TU 538 - 01/21/2014
Current Scores - EX 691 || EQ 628??? || TU 695 - 08/04/2015
Goal Scores - 720 across the board
Current Utilization - 12% and going down
Message 52 of 177
ak_7vytr0
Frequent Contributor

Re: Diner's Club Denial???

called in this morning.. couldnt wait ... approved for 15 k !!!

outta the garden.. for a house Smiley Very Happybr>Current score - eq 682(myfico) ex 703(ex 02) Tr 701 (tr 04) ck fako 66)
In the wallet - freedom 6k - Marriot 16.3k - Ak Airlines 25k - Bass pro MC (BofA) 12.5k - Amex SPG 18k - Amex Everday 11.7k - Amex BC 1K - Barclay Rewards 4k Newegg preferred 2.4k - Cabelas 2k - Diners Club Elite 15k -Diners Club Premier 15k - CU1 15K -Blue Nile 15k - Lowes 17k... HD 10k
Message 53 of 177
raydmercer2345
Regular Contributor

Re: Diner's Club Denial???

Did anyone actually receive and denial letter in the mail for DC credit card?

Message 54 of 177
jimmyt2003
Established Member

Re: Diner's Club Denial???

if i do i'll let you know

Chase Military Star $4K, IHG $5K, Amazon $3K, INK $5K | BOA AAA $2.5K, Visa $4.7K, Amex $2.5K | US BANK ACE $2K | BARCLAYS WS $3.5K | CAP1 - GM $3K | COMENITY TV $3.8K | DISCOVER IT $6.4K | DSNB AMEX $6K, STORE $1K | CITI HILTON $3K, HOME DEPOT $1.5K, EXXON $1K, CITGO $800, BEST BUY MC $300 | USAA Amex $6K, WWP $3.5K, Visa $4K, MC $1.5K | SYNCRONY WM MC $4.3K, STORE $3.3K, LOWES $8.5K, GAP VISA $3K, AMAZON SC $1.1K, BP $500, SAMS MC $3.6K, TOYS $2.1K | Amex Simply Cash $10K, Hilton $3.1K, PRG, GREEN, PLUM, Plenti $2K | MILITARY STAR $5.7K | PAYPAL
Message 55 of 177
raydmercer2345
Regular Contributor

Re: Diner's Club Denial???

Thanks....What date did you apply? 

Message 56 of 177
Anonymous
Not applicable

Re: Diner's Club Denial???

So, we have a handful of under 700 approvals with high CL's.

 

I just apped this with a TU FICO of 683 and 1 INQ showing.

AAoA of 3yrs+, 2 C/O's that are 6mos from falling off, and one small medical collection.

 

Got approved for CSP just under 3 weeks ago with pretty much the same profile on my EX.

 

 

I may just have a chance here, Lol. If they offer $5,000 i'll take it. I'd prefer $10,000+ though.

Message 57 of 177
Anonymous
Not applicable

Re: Diner's Club Denial???

 I am fairly sure I was denied but I have yet to receive a denial letter.  My TU is now 705 and I put in a second app after I called them.  Still heard nothing in the mail on the first app a month ago they told me was denied over the phone.  Will post when I actually get something in the mail.

Message 58 of 177
Anonymous
Not applicable

Re: Diner's Club Denial???

I looked back and I reapplied on the tenth.  Not calling them though.  

Message 59 of 177
Anonymous
Not applicable

Re: Diner's Club Denial???

I broke down and called.  No account set up after 16 days.  I have to be denied.  But still nothing in the mail yet...

Message 60 of 177
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