Diners Club ... easy to get?

[cflowers0115]

I don't think the poster needs to talk with underwriting, they haven't checked at all. If they were approved, the regular CSR can find the account at any time and give them the info. 

[Anonymous]

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@cflowers0115 wrote:

I don't think the poster needs to talk with underwriting, they haven't checked at all. If they were approved, the regular CSR can find the account at any time and give them the info. 

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Has anyone here actually gotten through to U/W department? It's always frontline CSR's who I speak to, in my experience.

[taxi818]

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@taxi818 wrote:

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@Anonymous wrote:

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@toi34 wrote:

I applied on October 15th, got the 7-15 day message and have heard NOTHING, not a peep -- no denial, no pin and no card...NADA??? I cannot call during the day because I work practically non-stop from between 8-4pm with only small breaks in between (definitely not enough time to be transferred around and placed back and forth on hold). My TU was/is mid-670's, no late payments in 2 years, 4 year AAOA, 1 unpaid collection from 2008, no BK ever, new accounts within the last 12 months. IDK.... I may have to call them from my car on my way to work if I dont hear back by Friday of this week???

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You've been more patient than I. I have a similar profile, except I have no lates in 5 years, 3yr+ AAoA at time of app, two unpaid C/O's from 2008 with no BK, and a bevy of new accounts this year. TU FICO at time of app was between 684 and 686.

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I think I will call today since other poster got info in 2 days. 

Profile

tu fico 692 time of app

1 4 year old collection paid in full. Only baddie. 

AA of A  down to 6 months. Due due gazillion approvals thus year. If not approved no problem. No need to sweat it. 

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Update!!  Got 5k 

[Anonymous]

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@taxi818 wrote:

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@taxi818 wrote:

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@Anonymous wrote:

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@toi34 wrote:

I applied on October 15th, got the 7-15 day message and have heard NOTHING, not a peep -- no denial, no pin and no card...NADA??? I cannot call during the day because I work practically non-stop from between 8-4pm with only small breaks in between (definitely not enough time to be transferred around and placed back and forth on hold). My TU was/is mid-670's, no late payments in 2 years, 4 year AAOA, 1 unpaid collection from 2008, no BK ever, new accounts within the last 12 months. IDK.... I may have to call them from my car on my way to work if I dont hear back by Friday of this week???

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You've been more patient than I. I have a similar profile, except I have no lates in 5 years, 3yr+ AAoA at time of app, two unpaid C/O's from 2008 with no BK, and a bevy of new accounts this year. TU FICO at time of app was between 684 and 686.

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I think I will call today since other poster got info in 2 days. 

Profile

tu fico 692 time of app

1 4 year old collection paid in full. Only baddie. 

AA of A  down to 6 months. Due due gazillion approvals thus year. If not approved no problem. No need to sweat it. 

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Update!!  Got 5k 

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Congratulations on approval

[ojefferyo]

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@Anonymous wrote:

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@cflowers0115 wrote:

I don't think the poster needs to talk with underwriting, they haven't checked at all. If they were approved, the regular CSR can find the account at any time and give them the info. 

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Has anyone here actually gotten through to U/W department? It's always frontline CSR's who I speak to, in my experience.

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Yes a few time, I called them directly 866-802-8859

[ojefferyo]

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@taxi818 wrote:

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@taxi818 wrote:

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@Anonymous wrote:

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@toi34 wrote:

I applied on October 15th, got the 7-15 day message and have heard NOTHING, not a peep -- no denial, no pin and no card...NADA??? I cannot call during the day because I work practically non-stop from between 8-4pm with only small breaks in between (definitely not enough time to be transferred around and placed back and forth on hold). My TU was/is mid-670's, no late payments in 2 years, 4 year AAOA, 1 unpaid collection from 2008, no BK ever, new accounts within the last 12 months. IDK.... I may have to call them from my car on my way to work if I dont hear back by Friday of this week???

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You've been more patient than I. I have a similar profile, except I have no lates in 5 years, 3yr+ AAoA at time of app, two unpaid C/O's from 2008 with no BK, and a bevy of new accounts this year. TU FICO at time of app was between 684 and 686.

---

I think I will call today since other poster got info in 2 days. 

Profile

tu fico 692 time of app

1 4 year old collection paid in full. Only baddie. 

AA of A  down to 6 months. Due due gazillion approvals thus year. If not approved no problem. No need to sweat it. 

---

Update!!  Got 5k 

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Congrats, how long did it take?

[taxi818]

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@ojefferyo wrote:

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@taxi818 wrote:

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@taxi818 wrote:

---

@Anonymous wrote:

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@toi34 wrote:

I applied on October 15th, got the 7-15 day message and have heard NOTHING, not a peep -- no denial, no pin and no card...NADA??? I cannot call during the day because I work practically non-stop from between 8-4pm with only small breaks in between (definitely not enough time to be transferred around and placed back and forth on hold). My TU was/is mid-670's, no late payments in 2 years, 4 year AAOA, 1 unpaid collection from 2008, no BK ever, new accounts within the last 12 months. IDK.... I may have to call them from my car on my way to work if I dont hear back by Friday of this week???

---

You've been more patient than I. I have a similar profile, except I have no lates in 5 years, 3yr+ AAoA at time of app, two unpaid C/O's from 2008 with no BK, and a bevy of new accounts this year. TU FICO at time of app was between 684 and 686.

---

I think I will call today since other poster got info in 2 days. 

Profile

tu fico 692 time of app

1 4 year old collection paid in full. Only baddie. 

AA of A  down to 6 months. Due due gazillion approvals thus year. If not approved no problem. No need to sweat it. 

---

Update!!  Got 5k 

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Congrats, how long did it take?

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Apped Friday. Approved Monday. Got news yesterday. 5 days from app to answer. 3 if not counting weekend.  I noticed some fast answers. Some slow. I don't know why. 

[ojefferyo]

yeah mine seems to be slow, very slow

[joedtx]

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@taxi818 wrote:

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@taxi818 wrote:

---

@Anonymous wrote:

---

@toi34 wrote:

I applied on October 15th, got the 7-15 day message and have heard NOTHING, not a peep -- no denial, no pin and no card...NADA??? I cannot call during the day because I work practically non-stop from between 8-4pm with only small breaks in between (definitely not enough time to be transferred around and placed back and forth on hold). My TU was/is mid-670's, no late payments in 2 years, 4 year AAOA, 1 unpaid collection from 2008, no BK ever, new accounts within the last 12 months. IDK.... I may have to call them from my car on my way to work if I dont hear back by Friday of this week???

---

You've been more patient than I. I have a similar profile, except I have no lates in 5 years, 3yr+ AAoA at time of app, two unpaid C/O's from 2008 with no BK, and a bevy of new accounts this year. TU FICO at time of app was between 684 and 686.

---

I think I will call today since other poster got info in 2 days. 

Profile

tu fico 692 time of app

1 4 year old collection paid in full. Only baddie. 

AA of A  down to 6 months. Due due gazillion approvals thus year. If not approved no problem. No need to sweat it. 

---

Update!!  Got 5k 

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Congrats........5k is a nice limit!