Disco CLI Denial Reason

[AverageJoesCredit]

Glad you got the reference JR_TX

[Anonymous]

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@Anonymous wrote:
Thx everyone. I am concerned but I would think if it was something bad it would have been reported to the CRA’s. I’m wondering if it is because I make too many payments per month. Maybe I will take Irish’s advice and call tomorrow. I really hate calling places because usually I think it is better to not get a human involved.

The other thing to add is they just gave me my second Card last month too. Actually about 2 weeks ago.
So if it was that bad you’d think they would not have approved me. That was a manual review too. I spoke with an UW and she wanted to make sure I wanted a second Card, etc... she put me on hold and said congrats and they gave me double what my other Disco Card is at. That makes me think it is a BS reason.
Maybe I’ll try next month and if I get it again then call. I’ll keep this updated and please if anyone else gets that reason please let me know.

Thanks

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I make several payments a month and that has not hurt me or at least I think it has not. I just got a 1500 increase. Maybe I will try a couple months doing one payment a month to see if I can get a bigger increase next time. Lol

although I'm more comfortable making several.

[Anonymous]

You are funny, AJC. That literally made me almost spit out my coffee I laughed so hard. And then the “Awesome Sauce” reply right when I stopped. Lol.

@cgarden..... thx for letting me know you make multiple payments per month as well. I always have. Discover Miles right now is my daily driver and I run a lot through it monthly since everything is 3% back for me this year. I did the same thing last year with my It Card. I never thought it was a bad thing I just was trying to figure out what they could consider negative as far as how I use my account. I decided I’m not going to worry about it. I’ll see what my next CLI Denial says. I usually hit the bottom 1-2X per month so one should be coming.

[CreditInspired]

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@AverageJoesCredit wrote:
I tend to believe 0% of my denials cause all i ever get is the not at this time lol, man Discover must think im too average to even make the effort to print up some reasons

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I love reading your responses AJC. They really make my day. So creative.