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I know everything is always YMMV
However, my current scores and cards in my signature.
I have helped several friends and my entire immediate family with credit rebuilding and/or strengthening and I just got my mother approved for a discover it $5500 SL.
Discover hates me currently (too many apps) and will absolutely not let me in right now.
Does having myself added as an AU (card already on the way) and putting some usage through my card help my chances of approval?
My initial guess is no, but I wanted to see if anyone had a different opinion. I know I just need to let my accounts age and inq's fall off..
Any feedback would help.
Most likely no. You will need all of your own info and you're just an AU on this card.
Nope. I am in the same boat. Ended up getting the secured version. Too many inquiries and they won't even scknowledge you are human.
Discover actually publishes kids’ books about credit. Here are some of the more popular titles:
“You have too many inquiries and that’s bad”
“FICO – Treat it Better than you treated Fido”
“Appaholism – 12 Steps to Cookies!”
“Mommy and Daddy’s credit – You’re not their only mistake”
“Mommy and Daddy got 27% APR on a used Car”
“HP vs SP – You’re still doing it wrong”
“Drapping – Daddy has a problem”
"I'll be gardening until I die" Co-Author MyLoFICO
"Your credit sucks and its all your fault"
These are just a few of their more popular titles. Get your copies today!
@MyLoFICO wrote:Discover actually publishes kids’ books about credit. Here are some of the more popular titles:
“You have too many inquiries and that’s bad”
“FICO – Treat it Better than you treated Fido”
“Appaholism – 12 Steps to Cookies!”
“Mommy and Daddy’s credit – You’re not their only mistake”
“Mommy and Daddy got 27% APR on a used Car”
“HP vs SP – You’re still doing it wrong”
“Drapping – Daddy has a problem”
"I'll be gardening until I die" Co-Author MyLoFICO
"Your credit sucks and its all your fault"
These are just a few of their more popular titles. Get your copies today!
LOL WHAT?!?!!??!
@Anonymous wrote:
@MyLoFICO wrote:Discover actually publishes kids’ books about credit. Here are some of the more popular titles:
“You have too many inquiries and that’s bad”
“FICO – Treat it Better than you treated Fido”
“Appaholism – 12 Steps to Cookies!”
“Mommy and Daddy’s credit – You’re not their only mistake”
“Mommy and Daddy got 27% APR on a used Car”
“HP vs SP – You’re still doing it wrong”
“Drapping – Daddy has a problem”
"I'll be gardening until I die" Co-Author MyLoFICO
"Your credit sucks and its all your fault"
These are just a few of their more popular titles. Get your copies today!
LOL WHAT?!?!!??!
I know, right? I was surprised too. Got the whole series for my kids.