Discover Auto CLI Question

[Anonymous]

What's up guys? I'll make it quick. I was approved for the Discover it card last February (the 20th) and received an automatic CLI after 6 months and received another one tonight close to the one year mark. These aren't major increases. Just $500 increases each time. Every time that I've requested via the website or through the phone, I would be asked to be pulled so I never went with it. All things being equal, should I expect increases like this every six months? Thanks.

[chalupaman]

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@Anonymous wrote:

What's up guys? I'll make it quick. I was approved for the Discover it card last February (the 20th) and received an automatic CLI after 6 months and received another one tonight close to the one year mark. These aren't major increases. Just $500 increases each time. Every time that I've requested via the website or through the phone, I would be asked to be pulled so I never went with it. All things being equal, should I expect increases like this every six months? Thanks.

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I think you might be one of those people that's going to continue to get these regular auto CLIs. I'm not sure they will occur exactly every six motnhs but I think it's a good sign that there's a lot more to come.

[Anonymous]

HamSupLo - congrats on your love with Discover. In my reading of info over time, you are in a small group. It appears auto CLIs with Discover are more hit and miss with most of them miss. This is good to know that they actually do have a CLI pattern?!

[Anonymous]

Thanks for the responses guys. I forgot to mention that my email included the following message:

In the coming months, we will continue to evaluate your account in the first year and may continue increasing your credit line if you qualify. If you would prefer not to receive automatic credit line increases, simply give us a call at 1-800-347-3085.

The end of my first year is pretty much up, so I don't know if they'll keep evaluating me or evaluating me the same way.

[asphaltcowboy]

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@Anonymous wrote:

What's up guys? I'll make it quick. I was approved for the Discover it card last February (the 20th) and received an automatic CLI after 6 months and received another one tonight close to the one year mark. These aren't major increases. Just $500 increases each time. Every time that I've requested via the website or through the phone, I would be asked to be pulled so I never went with it. All things being equal, should I expect increases like this every six months? Thanks.

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Congrats on the bump, Discover must have a sense of humor, like you, I got the card in November of 2012,

started with a 6K limit, use pretty heavy, always let a $200 balance report and PIF, at the two year mark, I

receive a email, like the one you received, stating giving you a bump of, wait for it, $200.  On Feb 15, I receive

another email, this is 3 months to the day, we are giving you a bump of, you guessed it $200.  So mine is at every three months.

Maybe I need to let 2K report

[joedtx]

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@asphaltcowboy wrote:

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@Anonymous wrote:

What's up guys? I'll make it quick. I was approved for the Discover it card last February (the 20th) and received an automatic CLI after 6 months and received another one tonight close to the one year mark. These aren't major increases. Just $500 increases each time. Every time that I've requested via the website or through the phone, I would be asked to be pulled so I never went with it. All things being equal, should I expect increases like this every six months? Thanks.

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Congrats on the bump, Discover must have a sense of humor, like you, I got the card in November of 2012,

started with a 6K limit, use pretty heavy, always let a $200 balance report and PIF, at the two year mark, I

receive a email, like the one you received, stating giving you a bump of, wait for it, $200.  On Feb 15, I receive

another email, this is 3 months to the day, we are giving you a bump of, you guessed it $200.  So mine is at every three months.

Maybe I need to let 2K report

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Same here I get an auto CLI every 6 months, and have to call if I don't want it done. They aren't big bumps but it is nice that it does happen.

[EW800]

I've had a few Discover auto-CLI, however always very small.  It was something like $10,000 to $10,400 to $10, 800 to $11, 200 to $11,700.  This is over the course of many years.  I do not use the card much (maybe $100 a month, at the most), so they just take baby steps with me.