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I generally call Discover to get a CLI on my More card every 6 months, and they have been able to do it with soft pulls only. I called them a few days ago but they shot me down and said they'd have to do a hard pull this time. I said it's not worth it and declined. So I log on today and saw my CL went from $5500 to $6500. I guess they must have changed their mind.
It's not a huge increase but considering how stingy Discover can be with their CLs I'll take it. It's taken me a couple years to claw my way up from $2k.
so I can just ask them to do a SP instead?
Congrats
@cutemarty1 wrote:so I can just ask them to do a SP instead?
Yes. But they do not always provide SP.
@LTomBerry wrote:I generally call Discover to get a CLI on my More card every 6 months, and they have been able to do it with soft pulls only. I called them a few days ago but they shot me down and said they'd have to do a hard pull this time. I said it's not worth it and declined. So I log on today and saw my CL went from $5500 to $6500. I guess they must have changed their mind.
It's not a huge increase but considering how stingy Discover can be with their CLs I'll take it. It's taken me a couple years to claw my way up from $2k.
They want a HP from me as wll, i'm not doing it. Discover has really irked me since the 6th month mark i've had them, all of my other cards have had no issues increasing but they refuse to budge.
I guess it will collect dust then.