Discover Auto CLI

stlsme · ‎02-06-2014

Last year I ran 13k through a 1500 limit more card. I have had the card since May of 2012 without any increases but usually carried a small balance because I didn't understand the statement date/reporting date thing. I didn't PIF either cuz I had 18 months no interest. Either way I other than 1 auto payment for Dish I don't use the card at all anymore. I converted it last month to an IT card as well. Yesterday I received an email they upped limit to 2K. will keep card for free fico.

EX: 844 EQ: 848 TU: 839

-Wade- · ‎02-06-2014

@stlsme wrote:
Last year I ran 13k through a 1500 limit more card. I have had the card since May of 2012 without any increases but usually carried a small balance because I didn't understand the statement date/reporting date thing. I didn't PIF either cuz I had 18 months no interest. Either way I other than 1 auto payment for Dish I don't use the card at all anymore. I converted it last month to an IT card as well. Yesterday I received an email they upped limit to 2K. will keep card for free fico.

Congrats on the auto-luv

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******

gdale6 · ‎02-06-2014

coldnmn · ‎02-06-2014

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17

efranklin23 · ‎02-06-2014

@stlsme wrote:
Last year I ran 13k through a 1500 limit more card. I have had the card since May of 2012 without any increases but usually carried a small balance because I didn't understand the statement date/reporting date thing. I didn't PIF either cuz I had 18 months no interest. Either way I other than 1 auto payment for Dish I don't use the card at all anymore. I converted it last month to an IT card as well. Yesterday I received an email they upped limit to 2K. will keep card for free fico.

Congrats on the PC and CLI! Good to see an CLI that's not Chase

AMEX BCE (30K), DISCOVER IT (29.5K), NFCU CASH REWARDS (25K), BOA TRAVEL REWARDS (15K), USAA VISA (13K), CHASE SAPPHIRE RESERVE (13K), COMMENCE MASTERCARD (7.5K), CHASE FREEDOM (7K), CHASE FREEDOM (7K), TFCU CC (2.5K), TARGET REDCARD (900)

alvon123 · ‎02-07-2014

congrats

Navy Cash Rewards Visa Signature 30,000 @ 11.65%

Comenity Caesars Rewards Visa $20,000 @22.99%

USBANK Kroger Rewards World Elite Mastercard $19,000 @23.99%

yudeology101 · ‎02-07-2014

WTG, Congrats!

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO ↑ 11) EX:686 (FICO ↔ N/C) TU:686 (FICO ↑ N/C) *8-5-14*

Overall UTIL: 14% *Gardening Since: 1/20/16*
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Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)