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Discover CLI 4 times!

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myjourney
Super Contributor

Re: Discover CLI 4 times!


@BankerMike wrote:

@myjourney wrote:

Congrats were those all HP's?


They were all SP's!


Well done 

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 11 of 31
efranklin23
Valued Contributor

Re: Discover CLI 4 times!


@myjourney wrote:

@BankerMike wrote:

@myjourney wrote:

Congrats were those all HP's?


They were all SP's!


Well done 


+1 Good Job!! all SPs for Discover is great

 

I wonder if having Discover for awhile has anything to do with it?

AMEX BCE (30K), DISCOVER IT (29.5K), NFCU CASH REWARDS (25K), BOA TRAVEL REWARDS (15K), USAA VISA (13K), CHASE SAPPHIRE RESERVE (13K), COMMENCE MASTERCARD (7.5K), CHASE FREEDOM (7K), CHASE FREEDOM (7K), TFCU CC (2.5K), TARGET REDCARD (900)
Message 12 of 31
knoregs
Established Contributor

Re: Discover CLI 4 times!

Congrats!

 

~kn


EQ: 700 (FICO ScoreWatch) 11/26/14
EX: ??? (No Current)
TU: 681 (Discover FICO) 11/12/14

Last App 9/22/14... In Garden 'till Summer '15
Message 13 of 31
BankerMike
Member

Re: Discover CLI 4 times!


@efranklin23 wrote:

@myjourney wrote:

@BankerMike wrote:

@myjourney wrote:

Congrats were those all HP's?


They were all SP's!


Well done 


+1 Good Job!! all SPs for Discover is great

 

I wonder if having Discover for awhile has anything to do with it?


I've had the card since 6/3/2012. I've run a lot through the card, and was lucky enough to get a bonus that allowed me to pay off the card completely in late November. Since then, I've been running a lot through the card and making large payments. They seemed a bit sketched out by the CLI requests for the $4k (approved) and $12k (denied initially) but now they seem a bit more okay with things. I guess once you get up into the higher numbers, it seems like less of an event. (They've already committed to exposing themselves to quite a bit of risk, so what's a few thousand more?)

Message 14 of 31
Smooth954
Regular Contributor

Re: Discover CLI 4 times!

That ish cray. Was this all SP are some HP's in there what they mean apply again was the applying part HPs? Just got a IT card last week it's going to be atleast 6months before I even think of asking for some love; Discover seems like a lady that's going to make me waitSmiley Tongue

Myfico (7/16/14): EQ:736, EX:678(Prosper 7/16/14), TU:691(5/29/14)
Wallet:


Message 15 of 31
alvon123
Super Contributor

Re: Discover CLI 4 times!

congrats


Message 16 of 31
neonsign82
Member

Re: Discover CLI 4 times!

Discover always did a hard pull on my transunion for CLIs :-(

 

Congrats!

FICO: 714 (EQ) 11/08/2013
Creditsecure FAKO: 744 (TU) | 744 (EX) 11/08/2013; CreditKarma FAKO: 781 (TU) 11/09/2013
Wells Fargo ($15K) 11/11 | Amex Zync 06/12 | Discover ($15K) 06/12 | Associated Bank ($11K) 06/12 | DCU ($8K) 07/12 | Amex Blue Cash ($16K) 12/12 | Amex Platinum 11/12 | BofA Cash Rewards ($20K) 08/13 | Chase Sapphire Preferred ($54,000) 11/13 | Citi AAdvantage ($15K) 1/14 | Lufthansa MC ($16K) 01/14 | Citi Exec AA ($20K) 02/14
Message 17 of 31
efranklin23
Valued Contributor

Re: Discover CLI 4 times!


@BankerMike wrote:

@efranklin23 wrote:

@myjourney wrote:

@BankerMike wrote:

@myjourney wrote:

Congrats were those all HP's?


They were all SP's!


Well done 


+1 Good Job!! all SPs for Discover is great

 

I wonder if having Discover for awhile has anything to do with it?


I've had the card since 6/3/2012. I've run a lot through the card, and was lucky enough to get a bonus that allowed me to pay off the card completely in late November. Since then, I've been running a lot through the card and making large payments. They seemed a bit sketched out by the CLI requests for the $4k (approved) and $12k (denied initially) but now they seem a bit more okay with things. I guess once you get up into the higher numbers, it seems like less of an event. (They've already committed to exposing themselves to quite a bit of risk, so what's a few thousand more?)


Good point. I still have my inital approval amount and thinking about applying for a CLI sometime around June. From this forum it seems that Discover tends to be very conservative with their credit limits but so far I got a ok limit with them. Only time will tell I guess Smiley Happy

AMEX BCE (30K), DISCOVER IT (29.5K), NFCU CASH REWARDS (25K), BOA TRAVEL REWARDS (15K), USAA VISA (13K), CHASE SAPPHIRE RESERVE (13K), COMMENCE MASTERCARD (7.5K), CHASE FREEDOM (7K), CHASE FREEDOM (7K), TFCU CC (2.5K), TARGET REDCARD (900)
Message 18 of 31
Anonymous
Not applicable

Re: Discover CLI 4 times!

Want to handle my Discover CLI's? Impressed!
Message 19 of 31
yudeology101
Senior Contributor

Re: Discover CLI 4 times!

WTG, OP!  Congrats to you that's a super jump! 

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 20 of 31
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