Discover CLI Denial ...

[Anonymous]

I've only had the card for about 6 weeks, but I hit the CLI button today just to see what would happen ... DENIED.  Oh well, you never know until you try ;-)  How long should I wait until I try again?

[9CLINE]

I would say 3 mths or 90 days with use of card....they gave me auto luv@ 3 mths then every 3 after wards...

[Anonymous]

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@9CLINE wrote:
I would say 3 mths or 90 days with use of card....they gave me auto luv@ 3 mths then every 3 after wards...

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+1  3-4 months seems to be a sweet spot with Disocver (with appropriate usage).

[ojefferyo]

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@Anonymous wrote:

I've only had the card for about 6 weeks, but I hit the CLI button today just to see what would happen ... DENIED.  Oh well, you never know until you try ;-)  How long should I wait until I try again?

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Yes 6 weeks is definately too soon unless they give you one without asking. 90 days from the time you got approved to be eligable for the first increase after that it pretty much varies. Some get it at 30-40 days increments and some will not get an increase for the life of them. 

[austinguy907]

I rolled the dice on the CLI's with them monthly since getting approved and finding out they wouldn't do anything the first 90 days.  Well, this week I spotted a change when I updated Quicken because the APR changed and spotted the CL changed as well.  It still hasn't been 90 days since approval (7/27) and followed up by logging into the website and hitting the magic button.  Figured WTH it's a SP anyway and won't hurt anything.  So, the auto CLI (10/21) was from 4500 -> 5600 hitting the CLI jumped another 3K to 8600.... then I did it again and got a 2 day message in response... it's been a couple of business days since hitting it the 2nd time w/o a denial nor an increase.... maybe it will update Monday since hitting the option later in the day / week last week.

[jesseh]

I got my first auto CLI 6mos after opening the account