Discover CLI Timeline

[Anonymous]

Just got my Discover card, hoping for it to grow. I am just wondering when is a good/typical time to request the first CLI? (I've read about double dipping and all of that, I just don't know how long they want you to have the card before getting a CLI.) And then after the first one is it request every 6 months or?

[Anonymous]

Type first Discover CLI into the searchbar and you'll see it's most common to get one after the 3rd statement cuts!

• Three months: http://ficoforums.myfico.com/t5/Credit-Card-Approvals/First-Discover-It-CLI/m-p/4556476#M407002
• 3 statements: http://ficoforums.myfico.com/t5/Credit-Card-Approvals/My-First-Discover-CLI/m-p/4830154#M468497
• 77 days: http://ficoforums.myfico.com/t5/Credit-Card-Approvals/First-Discover-CLI/m-p/4746502#M452456
• 90 or so days: http://ficoforums.myfico.com/t5/Credit-Card-Approvals/My-First-Discover-CLI-1500/m-p/4827405#M468031
• 80-90 days: http://ficoforums.myfico.com/t5/Credit-Card-Approvals/Updating-First-to-Last-Discover-CLI/m-p/466474...
• Just about the 3 month mark: http://ficoforums.myfico.com/t5/Credit-Card-Approvals/First-Discover-CLI/m-p/4621013#M423646

[RadioRob]

It varies from person to person, but there is no penalty for mashing on whatever schedule you like.  I know some folks here make it a weekly activity.  

TYPICALLY I see 300-500 offered up every 3-6 months in my experience.  

[CreditMagic7]

Nice. Others will weigh in to that waiting time after new approval for you but many of us pay them a visit for SP CLI every 91 days or so.

Good Luck in seeing it grow well for you

[Anonymous]

I've had my Discover IT card for around 4-5 months now. The starting limit was pretty low, and I was thinking of requesting an increase, but around the 3rd month they gave me an auto CLI. It's still not a super high limit, but decent enough for now.

I'd say give it about three months and see what happens. If they don't offer one up, then ask.

[Anonymous]

If you ever get an auto cli from discover make sure to log in and double dip on the website.

[Anonymous]

For anyone looking to increase their Discover CL on a new account, I'd give it the standard 3-4 cycles to see if you get an auto-CLI first and then double dip if you do get one.  If after 3-4 cycles you don't see an auto-CLI, I'd recommend requesting your first CLI.  If denied or approved, try again in 30-60 days, your choice.  No harm in trying more often, but I think every 30-60 days is a good amount of time between requests.

[Anonymous]

I received my card last Dec. I wasn’t granted an increase until April (roughly 120 days). I have received one every month since then. 

[Anonymous]

Opened my discover IT on 8/4 for $10k. Waited until 91 days (technically 92 because I waited one more day so as to request on a weekday) today 11/6, and requested CLI. They gave me $3k, called to ask for more but required a HP & was feeling too lazy to unfreeze reports. I intend to request again in another 60 days & continue that schedule. Good luck

[DeeBee78]

I try every month, when my statement cuts. 

I'm denied every month, when my statement cuts.