Discover CLI's

[TURNERHOOVER]

Assuming you display good credit habits, how good is Discover at increasing limits on NEW accounts?

[ojefferyo]

Discover like usage and they don't shy away when you go to 30-40% of your limit, they like to see you using their card.

[EW800]

I agree with the comment above. When I was using my Discover Card quite a bit, and carrying a balance, they increased my limit quite a bit. Now that I have no balance and only use the card every coiple of mobths, they don't love me so much.

[TURNERHOOVER]

---

@ojefferyo wrote:

Discover like usage and they don't shy away when you go to 30-40% of your limit, they like to see you using their card.

---

Always thought discover was conservative in regards to utilizing available credit.

[TURNERHOOVER]

---

@EW800 wrote:
I agree with the comment above. When I was using my Discover Card quite a bit, and carrying a balance, they increased my limit quite a bit. Now that I have no balance and only use the card every coiple of mobths, they don't love me so much.

---

Thanks for the affirmation. 

[Anonymous]

---

@EW800 wrote:
I agree with the comment above. When I was using my Discover Card quite a bit, and carrying a balance, they increased my limit quite a bit. Now that I have no balance and only use the card every coiple of mobths, they don't love me so much.

---

Absolutely 100%

[lord_kinbote]

Bucking the trend; I received a 3k CLI about 2 weeks ago after opening the account in September of 2014.  I ran on average of about 200 each month, except for x-mas.  I have always PIF'd before statment cut.  

[Zz_JC_zZ]

I agree with the previous comments. They seem to like usage. I opened my account a year and a half ago, using the card for a couple of big purchases, got a cli upon request at the 6 month mark, and then got an auto cli about a month ago. Limit went from $1,500-$3,000-$5,900. So my limit has gotten a 4x increase (almost) in the 18 months I've had the card.

[Anonymous]

i had to ask for a CLI and it was only $500.

it was a SP though

[TURNERHOOVER]

---

@akula wrote:

Bucking the trend; I received a 3k CLI about 2 weeks ago after opening the account in September of 2014.  I ran on average of about 200 each month, except for x-mas.  I have always PIF'd before statment cut.  

---

Limit before the cli?