Discover Decline and I WILL NEVER Apply again

[Anonymous]

I Discovered a long time ago I didn't want their card.

[Anonymous]

---

@Anonymous wrote:

I Discovered a long time ago I didn't want their card.

---

How did you discover that?

[Imperfectfuture]

---

@Anonymous wrote:

---

@Anonymous wrote:

I Discovered a long time ago I didn't want their card.

---

How did you discover that?

---

They got jokes, I mean puns, 

[Anonymous]

---

@Imperfectfuture wrote:

---

@Anonymous wrote:

---

@Anonymous wrote:

I Discovered a long time ago I didn't want their card.

---

How did you discover that?

---

They got jokes, I mean puns, 

---

I discovered it on the internet.

[juggalo9er]

I discovered that Tax returns are open game to discover.... they discovered that they are in deed not

[Anonymous]

72 cards?! Why? Not bashing. I'm just trying to get a better understanding.

[Anonymous]

Discover declined me originally and a month later, I recon'ed that app successfully for $1500 IT card, anything's possible.

[AzaleaB]

---

@Creditaddict wrote:

---

@TRC_WA wrote:

Was it too many inquiries or too many  new accounts?

Both?

---

I don't have letter yet but If I recall her reading correctly:

1. Amount of revolving Credit Lines

2. Amount of revolving Credit Balances to Limits

3. To Many INQ's

4. Balances on to many accounts

I'll take 1

2 is stupid since I'm carrying balance on 1 card and all others are PIF

3. Discover makes the 9th INQ on TU, I guess that could be a lot for some but my least of any report!

4. stupid to me again since many of said balances are under $10 (literally to show use on comenity and sync stuff)

---

I think they have to give you 4 reasons and some may not make sense. They just pick from a list. In your case though, I think it's really #1. Discover just doesn't want to join your 72 CC collection. Maybe they feel that you may not have enough luv left for them with all those cards.You (and Ron1) are unique cases, judged perhaps in different ways.