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Discover Miles application declined due to recent Discover Cash Reward opening

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xenon3030
Valued Contributor

Discover Miles application declined due to recent Discover Cash Reward opening

My application for Discover Miles credit card was declined due to opening a recent Discover Cash Rewards credit card. Anyway, I opened that card ~10 months ago and it is not very recent.

 

Does anyone know the recommended waiting time after opening a Discover credit card to apply for a second one?


Fico8: EX~EQ~TU~810 (12 month goal~840).
BOA (CCR, UCR), Chase (CFF, CSP, Amazon, CIC, CIU), US Bank (Cash+, AR, Go, Ralphs), Discover, Citi (CCC, DC, SYW), Amex (BCP, HH, Biz Gold, BBC, BBP), Affinity CR, Cap1(Walmart), Barclay View.
Message 1 of 4
3 REPLIES 3
AverageJoesCredit
Legendary Contributor

Re: Discover Miles application declined due to recent Discover Cash Reward opening

12 months, you need to have at least 1 year before they'll approve another card.
Message 2 of 4
Anonymous
Not applicable

Re: Discover Miles application declined due to recent Discover Cash Reward opening


@AverageJoesCredit wrote:
12 months, you need to have at least 1 year before they'll approve another card.

Sorry about the denial!

 

AJC is correct; however, I would say wait 13-14months. I have read mixed reviews on when Discover considers your year to be up.

Message 3 of 4
xenon3030
Valued Contributor

Re: Discover Miles application declined due to recent Discover Cash Reward opening

I checked my credit reports and it seems that they did not do a HP. Then, I think, it should be fine to apply again after ~13-14 months.


Fico8: EX~EQ~TU~810 (12 month goal~840).
BOA (CCR, UCR), Chase (CFF, CSP, Amazon, CIC, CIU), US Bank (Cash+, AR, Go, Ralphs), Discover, Citi (CCC, DC, SYW), Amex (BCP, HH, Biz Gold, BBC, BBP), Affinity CR, Cap1(Walmart), Barclay View.
Message 4 of 4
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