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Discover Pre-Approval with Solid APRs

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Anonymous
Not applicable

Re: Discover Pre-Approval with Solid APRs

So is it a high percentage that they will pull EQ for this? I got pre approved for the IT and IT chrome. I was just denied last month. Been wanting a discover forever!!

EU 636 TU 658 EX 639
Message 141 of 191
Anonymous
Not applicable

Re: Discover Pre-Approval with Solid APRs

Couldn’t wait anymore. I just applied and got approved for SL $1000. Had to call in for verification of identity. Made my day 😃
Message 142 of 191
stinastina
Established Contributor

Re: Discover Pre-Approval with Solid APRs

Yes, they pull EQ. I gave it another shot but my reports are frozen. This time instead of the secured offer, they told me my EQ was frozen.

BK7 Discharge 1/16
10/15 ~ EQ: 406; TU: 520
10/18 ~ EX: 666; TU: 646; EQ: 652
Message 143 of 191
Anonymous
Not applicable

Re: Discover Pre-Approval with Solid APRs

I don’t want tthe card at this time but it did give me a firm offe4 for the it and chrome for 15.99%. I like that I’m finally getting offers below 20%. The Citi DC needs to step up. I’m holding out for under 20% from them even tho I never keep a balance... they keep sending me 23.99%. I’m not getting that base card till the offers are better :-)

Message 144 of 191
polaris2011
Contributor

Re: Discover Pre-Approval with Solid APRs

Well, I am shocked!

 

Just got approved for $8K. I actually can't believe it. 

FICO 08 Scores (Starting; BK Discharged 4/15): EQ 647, TU 655, EX 638
FICO 08 Scores (Mar-18): EQ 757, TU 736, EX 746
Score Goal: 741
Current Cards: Cap1 QS: $1500 | USAA Preferred: $16000 | PayPal MasterCard: $7500 | Discover Miles: $12000 | AMEX ED: $12000 | AMEX Cash Magnet: $1000 | Citi Diamond Preferred: $3700
Cancelled Cards: OpenSky: $200
Message 145 of 191
AverageJoesCredit
Legendary Contributor

Re: Discover Pre-Approval with Solid APRs

Just playin around to see if there were any offers but received the letter today. If your Eq is frozen you wont be able to get any offers. Story of my life with Eq. No cli from anyone with that frozen. Any way we can just banish Eq from credit reportingSmiley Wink
Message 146 of 191
Mahraja
Valued Contributor

Re: Approved for Discover via new Pre-Approval site!

Gmood that wheel should not stop you need 2 more Smiley LOL cards cards everywhere grab the wheel and spin Smiley Tongue

i need that miles card Smiley Embarassed cant apply because the (IT) is not old enough Smiley Frustrated

562.jpg

Profile Worth 2.0+M+
___________R.a.j
"Be Stronger Than Your Strongest Excuse"
Message 147 of 191
Anonymous
Not applicable

Re: Approved for Discover via new Pre-Approval site!

I had a Discover IT for 3 years with a $1400 SL @ 19% APR and before finding this site I paid off the small balance and closed it. Dummy.. Tried the pre-approval site and I am preapproved for the IT , IT Chrome and IT Miles W/ 0% APR 14 months and a 23.99% solid APR..  Smiley Sad Hard Pass..

Message 148 of 191
ktl72455
Valued Contributor

Re: Discover Pre-Approval with Solid APRs

went to site, was pre qual for several 0% offers for BT  at 24%

EQ-717  TU-719 EX- 699  No baddies 1 inq over a yr old

My High UTL on 2 of the cards is my biggest concern to get denied.  I was at 98% UTL so I am slowly whacking them down. I want to be able to get away from Credit 1 and cap 1 stuck at 400.00 forever since it was orchard bank.

Anyone with a profile like mine get approved?

offer good till 1/13/18  but Im chicken lol

 

Credit LimitStmt Bal 
17,300.0016,327.5594%
4,500.001,808.8540%
14,700.0014,008.7295%
1,600.000.000%
1,750.00717.9341%
1,200.00541.1845%
400.000.000%
3,500.002,675.4076%
   
   
44,950.0036,079.6380%
From MI.
12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)

Myfico 8 scores
6/12/20 TU 803 ~ EQ 814~ Ex 784
My Wallet: Cap1 3,500K ~FH 2950~Credit One 1750~Credit one #2 1250~Orchard Bank 400 ~NFCU nRewards 18,000~NFCU Cash Rewards 18,500 ~Care Credit 12000~Discover 6000~Lowes 5450~ Amex 5400.00 ~ Harvest King 8000 ~ Langley~Penfed~Service CRU~red stone cru~
UTL 17%
Message 149 of 191
Anonymous
Not applicable

Re: Discover Pre-Approval with Solid APRs

If you are looking to BT you wont truly know unless you pull the trigger and app for it. 

Message 150 of 191
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