Discover it HP CLI Question

cottoncrown · ‎06-13-2013

I've had the discover it card for about 2months. My limit is 750. I have been spending about 1100 a month paying multiple times, in full. If I call them is it possible to get a CLI with a hard pull? I don't care about the HP but I just want a higher limit so I don't have to make these multiple payments. I've seen most people mention that they wait for 6 months for a soft pull increase. Can HP increases happen earlier?

cottoncrown · ‎06-13-2013

What I'm asking is if I call right now is it possible to get an increase with them?

Stralem · ‎06-13-2013

It's unlikely, even if you go through the back door number.

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09Lexie · ‎06-13-2013

I'm pretty sure they want you to wait 6 mos.

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HiLine · ‎06-13-2013

They told me to ask for a CLI after 6 months when I got approved.

---> HiLine's personal finance blog - Follow my journey!

FinStar · ‎06-13-2013

@Stralem wrote:
It's unlikely, even if you go through the back door number.

+1

As others have stated, best to wait after 6 months.

cottoncrown · ‎06-13-2013

Okay, thanks all. I guess I still might get some auto-CLI before that time so I'll hope for that..