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Discover it auto CLIs

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Danizzle
New Contributor

Discover it auto CLIs

From what I've read auto CLIs are all over the place but I wanted to share my experiences.

 

I was approved for the card early to late May 2013 and got 3 auto CLIs 3 months apart starting November 6 (Nov. 6, Feb. 6 and May 6). The increases were $300, $500 and $800 respectively. Starting limit was $2,500 and now $4,100.

 

I was carrying a balance each time as well. I'm not sure how much I've put through the card since opening but I can find out if anyone wants to know.

 

Hope this helps!

All FICO scores as of 9.1.14: Exp 744, Eq 745, TU 764
Goal: 800+ across the board
Message 1 of 9
8 REPLIES 8
Anonymous
Not applicable

Re: Discover it auto CLIs

Congrats on your auto CLIs!
Message 2 of 9
alvon123
Super Contributor

Re: Discover it auto CLIs

congrats


Message 3 of 9
mongstradamus
Super Contributor

Re: Discover it auto CLIs


@Danizzle wrote:

From what I've read auto CLIs are all over the place but I wanted to share my experiences.

 

I was approved for the card early to late May 2013 and got 3 auto CLIs 3 months apart starting November 6 (Nov. 6, Feb. 6 and May 6). The increases were $300, $500 and $800 respectively. Starting limit was $2,500 and now $4,100.

 

I was carrying a balance each time as well. I'm not sure how much I've put through the card since opening but I can find out if anyone wants to know.

 

Hope this helps!


Thanks for this tid but of info.going to try and experiment carrying an balance this summer few times with discover to see if I can get some auto luv. I have had card since September, so far no auto love and every attempt at sp CLI was futile.they want to HP me 



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 4 of 9
Kevinception
Established Member

Re: Discover it auto CLIs

I got the IT in May 2013 as well. Have only had one auto CLI in September and have never carried a balance. I spend 15-20% util each month. Am hoping that when this statement cuts I'll get another but if not I will try and carry a balance. How much do you usually carry over?
Message 5 of 9
gdale6
Moderator Emeritus

Re: Discover it auto CLIs


@Danizzle wrote:

From what I've read auto CLIs are all over the place but I wanted to share my experiences.

 

I was approved for the card early to late May 2013 and got 3 auto CLIs 3 months apart starting November 6 (Nov. 6, Feb. 6 and May 6). The increases were $300, $500 and $800 respectively. Starting limit was $2,500 and now $4,100.

 

I was carrying a balance each time as well. I'm not sure how much I've put through the card since opening but I can find out if anyone wants to know.

 

Hope this helps!


Grats on your auto luv Smiley Happy

Message 6 of 9
Danizzle
New Contributor

Re: Discover it auto CLIs


@Kevinception wrote:
I got the IT in May 2013 as well. Have only had one auto CLI in September and have never carried a balance. I spend 15-20% util each month. Am hoping that when this statement cuts I'll get another but if not I will try and carry a balance. How much do you usually carry over?

 

Thanks guys! It's nice to get auto luv from somone as no one else has given me one yet. My BCE cli was a 61 day cli but they countered slightly slower than the full 3x.

 

In February my balance was about $1000/$2,800 and the cli in May I was carrying $750/$3,300.

All FICO scores as of 9.1.14: Exp 744, Eq 745, TU 764
Goal: 800+ across the board
Message 7 of 9
mongstradamus
Super Contributor

Re: Discover it auto CLIs


@Danizzle wrote:

@Kevinception wrote:
I got the IT in May 2013 as well. Have only had one auto CLI in September and have never carried a balance. I spend 15-20% util each month. Am hoping that when this statement cuts I'll get another but if not I will try and carry a balance. How much do you usually carry over?

 

Thanks guys! It's nice to get auto luv from somone as no one else has given me one yet. My BCE cli was a 61 day cli but they countered slightly slower than the full 3x.

 

In February my balance was about $1000/$2,800 and the cli in May I was carrying $750/$3,300.


I am going to try and carry about 40% util and see what happens my fico score may take an beating but that will only last for one month hopefully :-)



EX Fico 804 11/16/16 Fako 800 Credit.com 11/16/16
EQ SW bank enhanced 11/16/16 839 CK fako 822 11/16/16
TU Fico discover 10/19/16 814 Fako 819 Creditkarma 11/16/16
Message 8 of 9
-Wade-
Valued Contributor

Re: Discover it auto CLIs


@Danizzle wrote:

From what I've read auto CLIs are all over the place but I wanted to share my experiences.

 

I was approved for the card early to late May 2013 and got 3 auto CLIs 3 months apart starting November 6 (Nov. 6, Feb. 6 and May 6). The increases were $300, $500 and $800 respectively. Starting limit was $2,500 and now $4,100.

 

I was carrying a balance each time as well. I'm not sure how much I've put through the card since opening but I can find out if anyone wants to know.

 

Hope this helps!


Congrats on your CLI's Smiley Happy

"Garden Club Member " Old user name newportguy*** Current Score: myFico EQ - 830 (07/16/2015) Discover TU Fico - 833 (09/03/2016) EX Fico - 839 ( 09/01/2016 ) ******* Amex - BCP 11.5K * Discover - IT 43.5 K * U.S. Bank Cash + Visa Signature 15.3 K * PenFed - Cash Rewards 15K *PenFed Power Cash 19K ** Amex - GDSM 10K ******FICO 800 Club Member ******* EQ 830 *** TU 833 *** EX 839 ***
****** Last HP & New TL was March 6th 2014 *** GOAL: No HP's or New TL's for 2 + years and 840's Scores ******
Message 9 of 9
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