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Second statement post-graduation was yesterday so this morning I did a CLI request -- denied! More shredder mail on its way.
I did confirm that Discover TU FICO provided was correct -- 699 with an unpaid tax lien. Still at $2500 that was my secured limit and now my unsecured limit.
121 days until that card becomes useless for me anyway, so I assume and believe when I apply for my second Discover product it'll have a useful credit limit. I also noticed that Credit Karma still lists this card as a "Secured Credit Card" so it'll be interesting to see if the next pull there drops that. I know it doesn't matter, but it'll be great to see it disappear.
Hey guys .. I tried the preapproval site and got denied due to having a new discover account already
they offered EQ FICO score but didn't say which version
do you think its FICO 8 ??
@patoot10 wrote:Hey guys .. I tried the preapproval site and got denied due to having a new discover account already
they offered EQ FICO score but didn't say which version
do you think its FICO 8 ??
Yes 08.. You must have the first Discover card a year prior to getting a 2nd one.
Thanks for the confirmation
Discvoer effectively offers all FICO 8 Score for free yay !
@patoot10 wrote:Discvoer effectively offers all FICO 8 Score for free yay !
The question here is can you continue to search for pre-qualified offers (and get denied due to having a card opened in the last year) and still be provided with a new EQ FICO 08 score?
Of course .. the denial letter says you can try again after a week .. so technically its a weekly EQ FICO 8 score
so far I had 3 different scores when trying this to its definitely working
Definitely a cool "trick" for anyone that's opened a Discover card within the last year!
Denied cli again for the 9th month in a row.