Discover unOfficial Data Points

[601flyguy]

I usually put about $1000 through it a month and always pif

[Anonymous]

So nearly at the end of August I called Discover to ask about a CLI since my limit had been stuck at $2,250 for a few years and to PC the More into the It card. They gave me a $1,450 increase to make my CL $3.7k and changed my More into the It. However, it took them about two weeks to convert my More card into the It card and I recenlty received my new Discover It card in the mail. I haven't used the card since I first opened it much which is about 8yrs ago. I just have a bill that I charge onto it every month.

If you count from my last CLI, its been about 1.5mth since I asked for it. But if you count from when they finally converted my More card into the It card, its just about a month. Do you think I should try for a CLI on the website or should I just wait a little more?

Update! LOL I went ahead and asked for CLI on the website. They gave me a CLI of $1.5k which makes my new CL total $5.2k. I hate these weird limits lol

[shoegal]

No first Discover CLI for me! No reason was given but that I will get a letter in the mail. I locked all of my reports recently since my mail got stolen so not sure if that plays a part on that. Other than that I've always paid on time, did a balance transfer and paid it. My overall utility is 5% right now and all cards are zero except 1. 

[Anonymous]

Secured data points:

• Card approved March 17, 2017
• Secured balance was $2500
• Six statements cut (Apr 23, May 23, Jun 23, Aug 13, Sep 13, Oct 13) -- no statement in July due to payment due date change
• Graduation email at 4am on October 17, 2017 -- exactly 7 months but only 6 statements
• NO CLI on graduation.  When I go to CLI request I see it still says $50 cash advance limit, so I am waiting for that to go up before putting in a CLI request because I assume that number tells you if their internally still looking at it as secured.  Will report back on CLI request once that changes.

I would really love this card at $6000 since I have a $5980 cruise to pay off by December 22 and would love to do it in one fell swoop and get that 1%+1% back on it rather than paying it in 3 chunks and PIFing every 3 days, lol.

Cross your fingers for me to get some CLIs this month and November and December...

[AverageJoesCredit]

Go get them Abcd
Sorry shoegal .

Tried again , i believe its officially 90 days since last $500 bump, but no go.maybe try tomorrow one more time. If adiscover monkeys can throw darts, ajc's can kick rocks

[Anonymous]

Fwiw, discover secured graduation email came Monday at 4am. Check arrived today. Digital deposit into Chase and should clear funds quickly.

[AverageJoesCredit]

Im trying to rattle the Disco cli dart throwing monkeys into slippin on a banan peel and give me some potassium K, ive hulk smashed like 5 days straight. I just may annoy them until dec 31 2017, ive gotten nothing better to do sitting here in dark lol

[Anonymous]

AverageJonesCredit

I've received auto CLIs every 6 months. I've got my card in Feb 2016. Since Feb 17, I've tried to maually request a CLI but only been succesful twice (once every 4 months). I think you'll need 3-4 months mimimum with the current limit for them approve a CLI request

[AverageJoesCredit]

Thanks Goblue15 ill have some fun til November than lay off til i get back my electric, oh i guess in 2018

[Anonymous]

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@Anonymous wrote:

I think you'll need 3-4 months mimimum with the current limit for them approve a CLI request

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This really is profile-specific.  There are people that can't get a CLI in a year, while there are others that can get one every month for 3-4 months in a row.