Discover you're killin me

[mattayy]

Just tried for Discover CLI again and this came up...I don't know if it is worth the HP! What do you guys think? My limit is only $500 which is annoying and I use this card all the time.

[Anonymous]

I wouldn't chance it. When I took a HP it was only a $500 increase that turned into $1500 bc I contacted the EO. Since then I've gotten two 1k SP increases. Not taking anymore HP's for an increase with Discover. How long have you had the card?

[mattayy]

I've only had it since December but I was hoping now that the 4th statement cut that I would get some sort of increase

[CribDuchess]

Sorry to see that happen to you, especially considering the amount of soft-pull love they have been giving to others lately.  How long have you had the card?  If it hasn't been open very long, you might need a bit more history on it before you'll be eligible for a CLI.

I think if you're willing to take a HP, you might be better off calling them and speaking to a credit analyst.  I would be afraid of only getting say a $500 increase for a HP via the online system.  Best of luck in whatever you decide to do. 

[Anonymous]

I've had mine since October. Discover sometimes takes awhile to start showing love If you feel your profile warrants an increase and dont mind using a HP you can try. It will be TU. But don't be surprised if its the common $500 increase they seem to give.

[baller4life]

I wouldn't chance it. Wait it out. I started getting sp increases after 10 months

[CreditMagic7]

Ditto. I only started getting SP CLIs after 18 months.

[Creditaddict]

get the scores up before wasting more INQ.

[Eyisila]

I get the same thing and I have had mine since April 2014 at $500.  For the longest I didn't get anything.  Then it "opened" up and I would get declined.  Now it states it wants to pull a report. 

I guess that's progress LOLOL

I won't take a HP though, in fear of the $500 increase.  I willjust use it as I can.  Luckily I got the Freedom recently with $2000 so that can cover the category this time

So I feel you OP

[chalupaman]

After trying the luv button every few days, I finally got this message as well.