FBNO AMEX OFFER

[tmoney]

  Received a offer for this card in mail. How certain are these offers, What kind of inital limitsdo they give  How is the card? I think they pull experian 

 My exp score @ 745 with no inquiries last 6 months, 3 last year and 6 total. No baddies on report  DTI around 17%

[Anonymous]

What state are you in? Most are closed to new applications.

[Credit-hoarder]

This is a GREAT card to have IMO. The review applicants manually so there are no instant approvals, but if you received an invite to apply and you have a good FICO score you're a shoe-in. Plus out of all my cards this is the only one I have gotten my regular increases on (all SP's by the way) without HAVING TO PULL TEETH! Started out a little over a year ago at $3500 and now I'm up to $8K.

AMEX Blue Cash Evdy-$10K ll Capital One Venture VS-$15K Discover It-$6K ll Wells Fargo Visa-$6K ll USAA Cash Rew. Visa-$13K ll Chase Sapphire Prefereed VS-$5K ll Capital One QS
Visa Signature-$5K ll OCCU Beaver Visa-$1.5K ll AMEX Green-NPSL ll Macy's-$2.5K ll Wal Mart Mastercard/Synchrony-$2K ll
Chase/BP Gas-$500 ll Sears/Citi-$2k ll Pay-Pal Smart Connect/Synchrony-$3.5K ll Best Buy/Citi-$4K ll Sportsman's Guide Visa-$7.5K ll
Coldwater Creek M/C-$5K ll Credit Union Visa-$2.5K ll FNBO AMEX-$8K ll Barclay Rewards WMC-$2.5K ll Chase Freedom-$1.5K
ll Camping World Good Sam Visa-$2.75K ll Union Plus Mastercard/Capital One-$2K ll Total Rewards Visa-Comenity-$2.5K

[tmoney]

I'm In Pa  are applications closed if you get a invite 

[Anonymous]

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@tmoney wrote:

I'm In Pa  are applications closed if you get a invite 

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FNBO Credit Cards are only available by app invite or you live in the bank service area footprint (where they have banks). Note, while they generally manually review each app, there pre-apps are pretty solid. Note I have two cards from them (both were per-apps) outside their service area.

[Credit-hoarder]

No, applications are still open. The card isn't available to everyone--it's by invitation to apply only. So you're good to go.

[SOGGIE]

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@Credit-hoarder wrote:

This is a GREAT card to have IMO. The review applicants manually so there are no instant approvals, but if you received an invite to apply and you have a good FICO score you're a shoe-in. Plus out of all my cards this is the only one I have gotten my regular increases on (all SP's by the way) without HAVING TO PULL TEETH! Started out a little over a year ago at $3500 and now I'm up to $8K.

AMEX Blue Cash Evdy-$10K ll Capital One Venture VS-$15K Discover It-$6K ll Wells Fargo Visa-$6K ll USAA Cash Rew. Visa-$13K ll Chase Sapphire Prefereed VS-$5K ll Capital One QS
Visa Signature-$5K ll OCCU Beaver Visa-$1.5K ll AMEX Green-NPSL ll Macy's-$2.5K ll Wal Mart Mastercard/Synchrony-$2K ll
Chase/BP Gas-$500 ll Sears/Citi-$2k ll Pay-Pal Smart Connect/Synchrony-$3.5K ll Best Buy/Citi-$4K ll Sportsman's Guide Visa-$7.5K ll
Coldwater Creek M/C-$5K ll Credit Union Visa-$2.5K ll FNBO AMEX-$8K ll Barclay Rewards WMC-$2.5K ll Chase Freedom-$1.5K
ll Camping World Good Sam Visa-$2.75K ll Union Plus Mastercard/Capital One-$2K ll Total Rewards Visa-Comenity-$2.5K

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FNBO is great. I love their CLI soft pulls.