No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
I can only speak from my own experience, but I also received the pre-qualified letter in the mail, went online to confirm and got an instant approval and card in the mail shortly after.
They are slow all manual reviews. Within a day or two your app should post. You usualy recieve an E Mail confirming app was put through system. I dont think I have seen many instant decisions with this bank. Just relax sip a little coffee tomarrow morning it will show up.