Finally approved for Capital One!

cirrus00 · ‎09-17-2014

I have been checking the pre-qualify online tool for months and never had any offers! I have been auto declined ever since I was discharged from Chapter 7 in April of this year, because of two IIB accounts. Well....today I checked and there were two offers for me, the Quicksilver One and the Platinum! I accepted both...only received $500 limit one each......but its a start!

I know another user, (OREDSOX?) is always auto declined like I was, so I wanted to let him know I was finally approved so he might be soon as well!

Thanks everyone for your help and encouragement!

Anonymous · ‎09-17-2014

Congrats!

MissMoni223 · ‎09-17-2014

CONGRATS, you are now in the Capital One family. Treat them right and you should see auto luv by your 6th statement. After that time, you should be about to PC your cards so that you won't have the AF's.

Gardening Until Further Notice
15 Credit Cards (12 Major Banks & 3 Store Cards)

BUN · ‎09-17-2014

Congrats!!

Starting Score : 575 May, 2013
Current Scores: EQ 716 6 INQ TU 745 4 INQ EX 726 3 INQ Last INQ December 2015, In the GC until Jan 2017.

alvon123 · ‎09-17-2014

congrats

Navy Cash Rewards Visa Signature 30,000 @ 11.65%

Comenity Caesars Rewards Visa $20,000 @22.99%

USBANK Kroger Rewards World Elite Mastercard $19,000 @23.99%

Florida1990 · ‎09-17-2014

Congats and keep up the good work. The good thing about those builder cards is that they should be enrolled in Capital One credit steps program which allows you to get an automatic creit limit increase with them after your 6th statement cuts.

Pre-CH7 Scores- TU 584 EX 540 EQ 581
Post-CH7 Scores- TU 656 EX 630 EQ 670

Navy Fed Cash Rewards-$4,500, Credit One MC $500, Credit One VS $700 Ollo Platinum MC $900, Avant MC $1,000 Primor Secured Vs. $200, Wayfair $750, Eddie, Jcrew, Boscov $250-$300.

loso · ‎09-17-2014

Congratulations! Capital One is probably the best rebuilder out there. Treat them well, and they're sure to return the favor. :-)

coldnmn · ‎09-17-2014

Congrats! Thanks for sharing.

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17

One7 · ‎09-17-2014

Congratulations!

EX 810 EQ 805 TU 792 Diners WEMC 15k Chase United Club VS 15k | Hyatt VS 25k | Ritz VI 5k | Frdm VS 6k | CSP VS 5k | Mariott VS 6k | Amzn VS 16k Citi ExecAA WEMC 18k | TYP VS 7k | Costco VS 9k | Hilton Reserve VS 6k | Best Buy Visa 5k BofA Travel VS 30k | Cash VS 41k | Merrill+ VS 46k Barclay Rwds WMC 6k | Hawaiin WEMC 10k | JetBlue WEMC 8k | Aviator S WEMC 6k Amex Plat: NPSL | BCP 8k | SPG 3k WF Rwds VS 9k | Propel World Amex 25k | Dillards Amex 2k BBVA NBA Amex 10k Cap1 GM WEMC 8k | QS Visa 3k | Saks WEMC 9k NASA 30k Discover It 7k | US Bank Cash+ VS 15k | Flex Perks VS 20k ||| Total Rwds VS 12k | SG Rwds 11k | Walmrt MC 8k | Lowes 17k | Bowflex 9k | J Deere 15k | TJ Max 4k | Care 15k | HDepot 20k | Amzn 5k | PPal Extras 8k | Chvron 10k | Macys 15k | JCrew 18k | Marvel 8k | Stash VS 8k | Cabelas 10k | Statefarm 12k | Nordstrom Visa 10k \\\\Gardening since January////

CreditMagic7 · ‎09-17-2014

Congrats! on the Cap1 approval