First credit card application denied?

[Anonymous]

There may be an answer for this on the website already, but I find it easier to interact with the community and figure it out directly. I belong with Chase, and decided I want a credit card finally (my first one) so I applied for the Freedom card a couple of days ago, I just called and the woman said it was denied because I don't have enough credit history. What can I do if i've never had a credit card, and can't get one, to get my "credit history" up enough for it to be approved?

[Countingpennies]

You can start with a secured card. You could also try the Capital One pre-qualifier and see if something comes up. Do you know your Fico scores, if you have any?

[Anonymous]

I tried the Chase and Capital One prequalified card offers and both came up with nothing, The main thing now is im gonna be moving around so I won't have a permanant adress for a while, so i'll have to hold off on getting the secured. I don't know my fico scored and im a bit confused on the concept, are there any variables that decide what a score is before you even get a credit card? What do they start at? 

[Countingpennies]

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@Anonymous wrote:

I tried the Chase and Capital One prequalified card offers and both came up with nothing, The main thing now is im gonna be moving around so I won't have a permanant adress for a while, so i'll have to hold off on getting the secured. I don't know my fico scored and im a bit confused on the concept, are there any variables that decide what a score is before you even get a credit card? What do they start at? 

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You should probably do some reading. Here's a start: http://ficoforums.myfico.com/t5/Understanding-FICO-Scoring/bd-p/ficoscoring

Be sure and look at the pinned topics, frequently requested threads.

[Anonymous]

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@Anonymous wrote:

I tried the Chase and Capital One prequalified card offers and both came up with nothing, The main thing now is im gonna be moving around so I won't have a permanant adress for a while, so i'll have to hold off on getting the secured. I don't know my fico scored and im a bit confused on the concept, are there any variables that decide what a score is before you even get a credit card? What do they start at? 

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Hey there, welcome to our community.

First off, are you under 21? There are no pre-approval offers for those under 21. (sadly )

I also applied for Freedom when I decided to get a card and was denied for the same reason. No credit history. 

I then went and applied for the Student Capital One Journey, which would be a good place to start imo. Discover It Student is also another option.

You can check Credit Karma for your "FAKO" or fake fico score. Alternatively, you can pull a report and FICO score by going to experian or checking your free credit reports (other alternatives available). If this is your first time apping for credit, I would suggest just pulling one from annualfreecreditreport.com to see if anyone has been using your identity (might be a bit paranoid, but I did this, lol)