Reply
Senior Contributor
score_building
Posts: 3,551
Registered: ‎01-10-2008
0

Re: GE Walmart CLI


LS2982 wrote:

creditnocash wrote:

what's the usual increase? 

mine is 800(initial) 

was thinking about asking for 2k?(proabably counter with 1500)

end of october will be 4 months since opening. 

 

ive put on about 200 all pif before statement cuts. 


They may double you up to $1600 as long as your fies are looking good.

 


+1 could calll a UW now for an increase, unless prefer to wait the 4 months for eligiblity to request via the automated telephonic system.

FICOS:
06/13 EX 765 (PSECU) EQ 771 (DCU) TU 779 (Barclays)
Valued Contributor
creditnocash
Posts: 2,255
Registered: ‎07-23-2012
0

Re: GE Walmart CLI

[ Edited ]

the only thing that has changed is aaoa dropped. 

 

but both walmart and american eagle (ge cards are pif and 0 balance since july of this year)

walmart i put about 200 through and ae i put about 450-500 (getting a 40% off coupon to spend even more money) 

 

i think ill call right now lol... debating it. asking for 3k on walmart (800 right now) and 2500 on ae (not expecting it but i wasnt expecting macys to give me 3.5k limit ethier)

 

btw i clicked on it for giggles on the website after my statement posted and they both said that online they are not doing cli via that and to call the number on the back of my card. 

 

Current: Discover Fico 689 9/14 Walmart Fico 689 9/14

Inquiries (24 Months): EQ 3 TU 0 EX 0 | Most Recent: 09/26/2014


2014 Goals:
Lower Utility
47%(OUCH!!)
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Frequent Contributor
journey258
Posts: 265
Registered: ‎05-28-2012
0

Re: GE Walmart CLI

Ask for $3k and let them counter that. I was instantly approved for the $2k I asked for. Starting limit $800 as well. 


Current Score:652 EQ (Beacon 5.0), 647 EX, 647 EQ, 693 TU (USAA CMS), 684 TU (Walmart)
Goal Score:700 across the board

My Wallet: NFCU cashRewards Sig ($14k); Chase SW RR Sig ($6); USAA Cash Rewards MC ($2k); USAA Plat MC ($2k); USAA AMEX ($2k) GE/JC Penney ($4.4k); Chase Freedom ($1.5k); GE/Lowes ($1.8k); GE/Amazon ($1.7k); GE/Walmart ($5k); Cap 1 ($1k); Comenity/LB ($1K); Dillards AMEX ($2.1k)
Valued Contributor
creditnocash
Posts: 2,255
Registered: ‎07-23-2012
0

Re: GE Walmart CLI


journey258 wrote:

Ask for $3k and let them counter that. I was instantly approved for the $2k I asked for. Starting limit $800 as well. 


just called walmart and asked for 3k with 32k income. auto system denied because my account was not eligible for increase at this time and will send a letter =/ 

 

im thinking still too new. reporting as open since july '12 same as ae. i think ill just wait until november or december so i can say ill be making giant purchases 

Current: Discover Fico 689 9/14 Walmart Fico 689 9/14

Inquiries (24 Months): EQ 3 TU 0 EX 0 | Most Recent: 09/26/2014


2014 Goals:
Lower Utility
47%(OUCH!!)
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Frequent Contributor
journey258
Posts: 265
Registered: ‎05-28-2012
0

Re: GE Walmart CLI


creditnocash wrote:

journey258 wrote:

Ask for $3k and let them counter that. I was instantly approved for the $2k I asked for. Starting limit $800 as well. 


just called walmart and asked for 3k with 32k income. auto system denied because my account was not eligible for increase at this time and will send a letter =/ 

 

im thinking still too new. reporting as open since july '12 same as ae. i think ill just wait until november or december so i can say ill be making giant purchases 


I got the same automated message Friday. Called the underwriting # under backdoor numbers and live rep ran it again while I was online. 


Current Score:652 EQ (Beacon 5.0), 647 EX, 647 EQ, 693 TU (USAA CMS), 684 TU (Walmart)
Goal Score:700 across the board

My Wallet: NFCU cashRewards Sig ($14k); Chase SW RR Sig ($6); USAA Cash Rewards MC ($2k); USAA Plat MC ($2k); USAA AMEX ($2k) GE/JC Penney ($4.4k); Chase Freedom ($1.5k); GE/Lowes ($1.8k); GE/Amazon ($1.7k); GE/Walmart ($5k); Cap 1 ($1k); Comenity/LB ($1K); Dillards AMEX ($2.1k)
Valued Contributor
creditnocash
Posts: 2,255
Registered: ‎07-23-2012
0

Re: GE Walmart CLI

[ Edited ]

journey258 wrote:

creditnocash wrote:

journey258 wrote:

Ask for $3k and let them counter that. I was instantly approved for the $2k I asked for. Starting limit $800 as well. 


just called walmart and asked for 3k with 32k income. auto system denied because my account was not eligible for increase at this time and will send a letter =/ 

 

im thinking still too new. reporting as open since july '12 same as ae. i think ill just wait until november or december so i can say ill be making giant purchases 


I got the same automated message Friday. Called the underwriting # under backdoor numbers and live rep ran it again while I was online. 


the first or second number? 
and what do you mean while you were online? 

 

it was still soft pull right?

ohh and idk if theyd be open now sunday night at 8pm(here)

 

edit2  called first backdoor number and got auto summary of my account.... guess they are closed or do i have to say underwriting when it asks me what i want to do lol

Current: Discover Fico 689 9/14 Walmart Fico 689 9/14

Inquiries (24 Months): EQ 3 TU 0 EX 0 | Most Recent: 09/26/2014


2014 Goals:
Lower Utility
47%(OUCH!!)
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Senior Contributor
score_building
Posts: 3,551
Registered: ‎01-10-2008
0

Re: GE Walmart CLI

Did you try calling a U/W 1-877-379-8173 or just the regular number?

FICOS:
06/13 EX 765 (PSECU) EQ 771 (DCU) TU 779 (Barclays)
Valued Contributor
creditnocash
Posts: 2,255
Registered: ‎07-23-2012
0

Re: GE Walmart CLI


score_building wrote:

Did you try calling a U/W 1-877-379-8173 or just the regular number?


i called Wal-Mart Underwriting:  877-294-7548       which is listed in the backdoor numbers thread 

also 877-294-8770 is listed. 

 

ill just try tommorrow. 

have a 2 hour drive one way so i got some time to kill. 

Current: Discover Fico 689 9/14 Walmart Fico 689 9/14

Inquiries (24 Months): EQ 3 TU 0 EX 0 | Most Recent: 09/26/2014


2014 Goals:
Lower Utility
47%(OUCH!!)
Freedom Signature

Amex Zync(Unicorn)
Chase Freedom$1500
Discover IT$2900
Citi Diamond Preferred$6000
Citizens Mastercard$7000
Frequent Contributor
journey258
Posts: 265
Registered: ‎05-28-2012
0

Re: GE Walmart CLI



the first or second number? 
and what do you mean while you were online? 

 

it was still soft pull right?

ohh and idk if theyd be open now sunday night at 8pm(here)

 

edit2  called first backdoor number and got auto summary of my account.... guess they are closed or do i have to say underwriting when it asks me what i want to do lol

Sorry, meant to say "on the line. I was about 7pm eastern when I called. And it was the number that actually says underwriting on the thread. Try in the morning. Good luck to you!

 


Current Score:652 EQ (Beacon 5.0), 647 EX, 647 EQ, 693 TU (USAA CMS), 684 TU (Walmart)
Goal Score:700 across the board

My Wallet: NFCU cashRewards Sig ($14k); Chase SW RR Sig ($6); USAA Cash Rewards MC ($2k); USAA Plat MC ($2k); USAA AMEX ($2k) GE/JC Penney ($4.4k); Chase Freedom ($1.5k); GE/Lowes ($1.8k); GE/Amazon ($1.7k); GE/Walmart ($5k); Cap 1 ($1k); Comenity/LB ($1K); Dillards AMEX ($2.1k)
Regular Contributor
911gt34life
Posts: 236
Registered: ‎01-02-2010
0

Re: GE Walmart CLI

i have about 4200 has any able get over 10K with this card ?


myFICO is the consumer division of FICO. Since its introduction 20 years ago, the FICO® Score has become a global standard for measuring credit risk in the banking, mortgage, credit card, auto and retail industries. 90 of the top 100 largest U.S. financial institutions use the FICO Score to make consumer credit decisions.

>> About myFICO
FICO Score - The Score that matters
Click to Verify - This site chose VeriSign SSL for secure e-commerce and confidential communications.
Fair Isaac Corporation is a BBB Accredited Financial Service in San Rafael, CA
FOLLOW US Social Media Facebook Twitter Pinterest Google+
}