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GECRB Lowes - $13K CLI Approved

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vpae
Established Contributor

Re: GECRB Lowes - $13K CLI Approved


@yudeology101 wrote:

@BigBS wrote:

Congrats!  I got a $6k CLI myself today since I was gutless and couldn't ask for $25k.  After the approval I thought I left some on the table and though all situations are different you posting this makes me think more about it.  Guess I will have to wait another 4 months and give it a try for $25k.


Awwww maaaann...boooooo

 

I can't wait until i apply for one (in 6months or even later), imma ask for $70k CLI


haha. Please ask for $70K and share. And try to capture the reaction from the CSR, I'm curious Smiley Very Happy

 

I actually assumed $12K was the limit when the online system stopped offering me increases. Of course, after reading the forums some more, I realized that's not true at all

12/19/19 06/11/20 07/02/20
Total CL: $708,900. Largest CL: Amex Bonvoy Brilliant $70K. Apple Card $40K. Chase Ritz Carlton $35K. Mouseover for individual CLs
Message 11 of 18
BigBS
Senior Contributor

Re: GECRB Lowes - $13K CLI Approved


@vpae wrote:

@BigBS wrote:

@yudeology101 wrote:

@BigBS wrote:

Congrats!  I got a $6k CLI myself today since I was gutless and couldn't ask for $25k.  After the approval I thought I left some on the table and though all situations are different you posting this makes me think more about it.  Guess I will have to wait another 4 months and give it a try for $25k.


Awwww maaaann...boooooo

 

I can't wait until i apply for one (in 6months or even later), imma ask for $70k CLI


I know, I know.  I wasn't even sure I could get a CLI, so I made some progress.  I've put a toe in and the water is fine, so head-first dive next time.


Oh, believe me, I was hesitant to ask for $25K! I was going to ask for $20K because that's where a few of my other cards are, and I figure even THAT was pushing the line. But I just kinda blurted out $25K when he asked. It's now my highest limit card! 

 

Congrats on your CLI as well! I took small steps with this card and haven't asked for any CLI for about 10 months now, figure I would take a leap. But no worries, 4 months goes by quck!


Thanks.  Not worried about the time, in fact, may not do it again until the end of the year of Spring 2015.  In the 5 digit area is kind of my bottom limit for cards these days and I'm there.  Chase is the only one left and way have to wait until I can app for a new card and transfer some CL.

Score: EQ(809) EX(819) TU(800)
INQs: EQ(7) EX(16) TU(8)
Last INQ: 13 Jul 23

Total Credit Limit - $2.0M

Message 12 of 18
gdale6
Moderator Emeritus

Re: GECRB Lowes - $13K CLI Approved


@vpae wrote:

I think I've been reading one too many Creditaddict's posts.

 

I've had my Lowes card at $12K, started with $7 when I opened it a few years back. Never thought to get increases until this forum. I used to just do them online until recently it wouldn't let me do any more online, it just says unable to process. So after reading a few GE/Lowes threads today I decided it was time to call in, my last increase was May 2013!

 

I asked for $25K (Thanks to Creditaddict's advise), asked for income, puts me on hold, comes back, congratulations, it's been approved. a $13K CLI. lol. I recently put $30 through the card this month, before that, my last statement was 7/2013.

 

I think I need to buy something.

 

Thanks everyone for the tips and tricks! Smiley Happy

 

<edit for typos> 


Grats on your huge CLI Smiley Happy

Message 13 of 18
yudeology101
Senior Contributor

Re: GECRB Lowes - $13K CLI Approved


@vpae wrote:

@yudeology101 wrote:

@BigBS wrote:

Congrats!  I got a $6k CLI myself today since I was gutless and couldn't ask for $25k.  After the approval I thought I left some on the table and though all situations are different you posting this makes me think more about it.  Guess I will have to wait another 4 months and give it a try for $25k.


Awwww maaaann...boooooo

 

I can't wait until i apply for one (in 6months or even later), imma ask for $70k CLI


haha. Please ask for $70K and share. And try to capture the reaction from the CSR, I'm curious Smiley Very Happy

 

I actually assumed $12K was the limit when the online system stopped offering me increases. Of course, after reading the forums some more, I realized that's not true at all


As crazy as i am, you know i probably will ask & capture the conversation!  Give me about 6~8months and you'll see the thread Smiley Wink

JPM Ritz Carlton $8k I UMP Club $8k I CSP $8k | Chase Hyatt $5k I AMEX Green NPSL I AMEX Delta $2k I Citi AA $2k | C1 QS $4.5k
BOA UNC-CH Alumni $6k I Hawaiian WEMC $3k I Arrival $6.5k I IT $1.5k | Merrill+ $2k | Lowes $12k | Apple $2k | +23more
Scores: EQ:671 (FICO 11) EX:686 (FICO N/C) TU:686 (FICO N/C) *8-5-14*
Overall UTIL: 14% *Gardening Since: 1/20/16*
------------------------------------------------------------
Need to stay out of trouble.... Go Heels!!! ... GC Watchlist ( #1 since 12-12-13)
Message 14 of 18
Hammer23
Frequent Contributor

Re: GECRB Lowes - $13K CLI Approved

Congrats!

 

I was able to get my Lowes account from $1750 to $5000!

WF Home Projects Visa $8500 / Towpath CU Visa $7000 / Chase Freedom Visa $5500 / Cap 1 QS Visa Sig $5000 / Barclaycard Ring MC $5000 / GE Lowes $5000 / Citi Best Buy MC $4250 / Barclaycard Rewards Visa $4000 / BFG CU Visa $3500 / Citi Sears$3000 / WF Visa $2000 / GE Walmart $1900 / GE Care Credit $1900 / GE Amazon $1400 / Cap 1 Kohls $1000 / GE Old Navy $800 / Webbank Fingerhut $700
Message 15 of 18
vpae
Established Contributor

Re: GECRB Lowes - $13K CLI Approved


@Hammer23 wrote:

Congrats!

 

I was able to get my Lowes account from $1750 to $5000!


Congrats! It's like, Lowes day today. haha

 

 


@yudeology101 wrote:

@vpae wrote:

@yudeology101 wrote:

@BigBS wrote:

Congrats!  I got a $6k CLI myself today since I was gutless and couldn't ask for $25k.  After the approval I thought I left some on the table and though all situations are different you posting this makes me think more about it.  Guess I will have to wait another 4 months and give it a try for $25k.


Awwww maaaann...boooooo

 

I can't wait until i apply for one (in 6months or even later), imma ask for $70k CLI


haha. Please ask for $70K and share. And try to capture the reaction from the CSR, I'm curious Smiley Very Happy

 

I actually assumed $12K was the limit when the online system stopped offering me increases. Of course, after reading the forums some more, I realized that's not true at all


As crazy as i am, you know i probably will ask & capture the conversation!  Give me about 6~8months and you'll see the thread Smiley Wink


Alright, we're holding you to it! lol Smiley Happy

12/19/19 06/11/20 07/02/20
Total CL: $708,900. Largest CL: Amex Bonvoy Brilliant $70K. Apple Card $40K. Chase Ritz Carlton $35K. Mouseover for individual CLs
Message 16 of 18
alvon123
Super Contributor

Re: GECRB Lowes - $13K CLI Approved

congrats


Message 17 of 18
Anonymous
Not applicable

Re: GECRB Lowes - $13K CLI Approved

GADS! Some one loves you! Congrats!
Message 18 of 18
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