07-08-2013 06:41 AM
So they want at least 6 months in between cards then? or longer?
I might be interested in another Barclays card, but having to deal with them sounds a little too troublesome for what it's worth.
I app'ed for the Arrival (my 4th, and likely my last Barclay) about 2 months after the NFL card. It was pending review for about 10 days before finally being approved. Prior to that, I had called recon for my NFL card, which was eventful enough that I'm sure they have extensive notes on the call. I seem to get better results with Barclay without reconning.
This is really YMMV, since my friend who applied for the Arrival at around the same time under almost indentical circumstances was declined.
03-29-2014 09:31 PM
I was approved for the NFL Visa in October 2013 for $750 CL. Approved for The Ring $5k in March 2014.
10-22-2015 12:57 PM
From what I understand, Barclay's has been burned in the past because they offer so many different credit cards. People would app for as many as 10 cards in one day and get auto-approved for each, and then default. Neither the inquiries nor the individual cards would show up for a week or so. Now, they instantly deny you for additional cards once you have been approved for one, unless you wait out the 6 months. Be happy with one and then app for another one 6 months later. Wash, rinse, and repeat.
There are plenty of other banks that will give you multiple cards at one time......Capital One, for example. Also, Cap 1's "Credit Steps" program isn't 100% accurate. If they see low utilization and on-time payments, you can get a CLI for much more than what Credit Steps claims. I went from $500 on their QS and Platinum ($1,000 total) to $3,600 combined after 90 days. I even did an online chat to verify. Rep said it was an auto-CLI and I was out of the Credit Steps program.
10-22-2015 02:32 PM
Seems to vary for different people and may depend on their profile and I'm thinking that maybe if one of them is a co-branded card that might help. DGF only has a 625 to 630 TU and half a dozen CO and CA's showing and not only did Barlcays approve her for a 1k Barclays Rewards MC an hour after that they approved a 2k Apple Rewards Visa and is was off the same pull so it seems that it just depends.
10-23-2015 06:09 AM
One additional question please, since the forum topic is discussing if one can qualify for multiple cards with Barclays: is it also possible in theory to get approved with them for more than one of the same card -- for example, if someone hypothetically wanted 2 Ring cards? Or in this case, best to stay on just the one card and try to build up a higher CL over time?
10-23-2015 07:26 AM
10-23-2015 11:39 AM
Good morning everyone! Just looking for some info on getting two barclays cards...I currently have the apple card for 2k. I would like the rewards card or nfl card, but don't know how long to wait to app again. I have has the apple card for two statements. Is it possible to get two barclays cards? If you have two, how long did u wait between apps? Thanks in advance!!!
I'm not aware of any rules. I have 4 Barclays cards but they were spaced out.
Got LL Bean 3 mos. after Rewards card, US Air (now Aviator) 4 mos. after that, Ring card 6 mos. later.
10-23-2015 12:31 PM - edited 10-23-2015 12:35 PM
I got the NFL card in January. When I apped for the Sallie Mae in April, I had to recon even though my TU score was an even 800 at the time.
ETA: Just realized this is a Lazarus thread.
Forums posts are not provided or commissioned by FICO. Forums posts have not been reviewed, approved or otherwise endorsed by FICO. It is not FICO's responsibility to ensure all posts and/or questions are answered.Advertiser Disclosure: The listings that appear on myFICO are from companies from which myFICO receives compensation, which may impact how and where products appear on myFICO (including, for example, the order in which they appear). myFICO does not review or include all companies or all available products.
* For complete information, see the terms and conditions on the credit card issuer’s website. Once you click apply for this card, you will be directed to the issuer’s website where you may review the terms and conditions of the card before applying. While myFICO always strives to present the most accurate information, we show a summary to help you choose a product, not the full legal terms - and before applying you should understand the full terms of products as stated by the issuer itself.
IMPORTANT INFORMATION: All FICO® Score products made available on myFICO.com include a FICO® Score 8, along with additional FICO® Score versions. Your lender or insurer may use a different FICO® Score than the versions you receive from myFICO, or another type of credit score altogether. Learn more
FICO, myFICO, Score Watch, The score lenders use, and The Score That Matters are trademarks or registered trademarks of Fair Isaac Corporation. Equifax Credit Report is a trademark of Equifax, Inc. and its affiliated companies. Many factors affect your FICO Score and the interest rates you may receive. Fair Isaac is not a credit repair organization as defined under federal or state law, including the Credit Repair Organizations Act. Fair Isaac does not provide "credit repair" services or advice or assistance regarding "rebuilding" or "improving" your credit record, credit history or credit rating. FTC's website on credit.