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Regular Contributor
Tryon2improve
Posts: 201
Registered: ‎12-04-2011
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Got a CLI from Chase! - 4 months from account opening

I called Chase today about asking for a CLI, currently sitting at $4k on my United MileagePlus card.  I said I wanted $8k and after "soft" pull (shows only as soft - so far) and discussing the same items they originally denied me for when I first got the account, the nice lady approved me for $8k.  I asked her if I should have asked for more, and she said yes :-(.  But I am still happy that I got it!!  Woohoo for double miles on my family's trip to New Zealand in a few months.



Valued Contributor
dodgerslv
Posts: 1,777
Registered: ‎06-16-2012
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Re: Got a CLI from Chase! - 4 months from account opening

Awesome and Congrats on doubling your limit!


Cards: (Citi x6) (Chase x5) (US Bank x3) (Amex x3) (Barclays x3) (BofA x3) (Cap1 x2) (WF x2) (Penfed x1) (Discover x1) (Sync/GE x4) (Macys x2)
Fico 08 scores (8/27/14) EX: 772 TU: 767 EQ: 778 (Utilization at 8% right now).





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Senior Contributor
myjourney
Posts: 26,602
Registered: ‎02-07-2013
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Re: Got a CLI from Chase! - 4 months from account opening

Congrats on CLI!!!!!!!!!!!!

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/6/13


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Bobert22
Posts: 236
Registered: ‎01-20-2013
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Re: Got a CLI from Chase! - 4 months from account opening


Tryon2improve wrote:

I called Chase today about asking for a CLI, currently sitting at $4k on my United MileagePlus card.  I said I wanted $8k and after "soft" pull (shows only as soft - so far) and discussing the same items they originally denied me for when I first got the account, the nice lady approved me for $8k.  I asked her if I should have asked for more, and she said yes :-(.  But I am still happy that I got it!!  Woohoo for double miles on my family's trip to New Zealand in a few months.


How did you get them to do a soft pull? I thought it was always a hard pull for customer iniated CLI requests?

Capital One 2006--$5,000 ||| AMEX Macy's 2008--$2,300 ||| Kohl's 2009-- $1,000 ||| JCP 2010-- $1,000 ||| Walmart Discover 2010-- $5,000 ||| Sears 2011 -- $3,600 ||| Sears 2011 -- $3,500 ||| Chase Freedom 2012--$7,500 ||| Discover IT 2013 -- $4,000
||| Chase Sapphire Preferred 2013 -- $10,000

SCORES: EQ FICO: 787, EX FAKO: 801, TU FICO: 790 (Lender Pull)
Established Contributor
sphinx313
Posts: 567
Registered: ‎02-12-2011
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Re: Got a CLI from Chase! - 4 months from account opening

Can't beat that lol. I wonder if the "shoot for the moon" approach would end with them just saying "Well, we can't give you 20k, but heres 8k.



Starting Score: 532/564 10/21/12
Current Score: TU: 594 EQ: 628 EX: 617 BoA Credit Pull Denial Letter 2/20/2013
Goal Score: 700


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Regular Contributor
Tryon2improve
Posts: 201
Registered: ‎12-04-2011
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Re: Got a CLI from Chase! - 4 months from account opening


Bobert22 wrote:

Tryon2improve wrote:

I called Chase today about asking for a CLI, currently sitting at $4k on my United MileagePlus card.  I said I wanted $8k and after "soft" pull (shows only as soft - so far) and discussing the same items they originally denied me for when I first got the account, the nice lady approved me for $8k.  I asked her if I should have asked for more, and she said yes :-(.  But I am still happy that I got it!!  Woohoo for double miles on my family's trip to New Zealand in a few months.


How did you get them to do a soft pull? I thought it was always a hard pull for customer iniated CLI requests?


I did not ask anything about the pull, they just stated that they review the credit file, usage, and Chase history in determing a CLI.  I said I was fine with that.  I mention soft pull because that is what is showing on my annual credit report from EQ from Chase with today's date 5 hours after the CLI.  A hard pull as not shown up yet,  I would expect one, and I will be monitoring that over the next couple of days. (unless they pulled TU).



Valued Contributor
Epcot
Posts: 2,784
Registered: ‎10-10-2012
0

Re: Got a CLI from Chase! - 4 months from account opening

Congrats on the increase!

Starting Score: EQ 717 EX 724 TU 736
Current Score: EQ 809 EX 774 TU 805
App free since 4/11/13
Member
fkampere
Posts: 6
Registered: ‎10-07-2012
0

Re: Got a CLI from Chase! - 4 months from account opening

What number did you use? Did you give a reason? I'm thinking about asking for a cli on mine I don't really need it though

Citi Forward ($9,000), Amex BCE ($6,000), Chase Freedom ($3,000), Discover IT ($1,700)
Mega Contributor
LS2982
Posts: 15,434
Registered: ‎04-09-2011
0

Re: Got a CLI from Chase! - 4 months from account opening

CONGRATS thats an awesome CLI!



Silver Spade Garden Club Member - Last App 12/16/13 - Looking for a clean slate NO INQ's / Diamond Inspired!
Starting Score:
EX (PLUS) 583 EQ FICO 565 TU FICO 590 3/15/2011 / Goal Scores: 720
Current Score: EX FICO (PSECU) 671 (myFICO) N/A / EQ FICO 679 / TU08 FICO 678 / TU VS 706 3/6/2014
Established Contributor
distantarray
Posts: 2,112
Registered: ‎09-25-2011
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Re: Got a CLI from Chase! - 4 months from account opening

[ Edited ]

Tryon2improve wrote:

 my annual credit report from EQ from Chase with today's date 5 hours after the CLI.  A hard pull as not shown up yet,  I would expect one, and I will be monitoring that over the next couple of days. (unless they pulled TU).


hardpulls always shows up the next day, it's like herpes you won't test positive on the day you get it =)


total credit limits $108,400 Credit scores Ex 728 EQ 738 TU 758

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