Hard Inquiries for new Credit Card

[Anonymous]

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@Anonymous wrote:

I'm currently considering getting a new American Express card from Bank of America.

I currently have 5 hard pulls on TransUnion and 2 on Equifax based on what CreditKarma says. 

I was wondering if my chances at getting the new card was considerably low due to these hard inquiries. 

I have 3 bank hard inquiries, (one for a denied cap one credit card 7 months ago, two for limit increases) and 2 for auto.

The two on equifax are 1 from my rental landlord and the other from cap one. 

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Depending on where you are from this might not matter. When I was approved for the Cash Rewards card, they pulled Experian. I had 5 inqiries on my report at that time.

[Anonymous]

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@Anonymous wrote:
I would be looking towards the Asiana Airlines Travel Card.

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@Anonymous,

You should be fine as that is not alot of inquiries.  But remember, it is not set in stone and are simply taking your chance applying.  The underwritters make the decision as to what profile qualifies... 

Let us know results should you decide to apply.

[Anonymous]

I applied online and I got the 30 days wait notice from Bank of America.

Any tips for getting this through all the way?

[gdale6]

Give em a call  http://ficoforums.myfico.com/t5/Credit-Card-Applications/Backdoor-Numbers/m-p/408066

[Anonymous]

I would cautiously say app for the AM Ex Everyday card. I think your odds for that one are better than BofA was. But keep in mind you only have 7 months credit history, but with your current scores if you app quickly it is an EX pull and you may get it .

[Anonymous]

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@Anonymous wrote:

I applied online and I got the 30 days wait notice from Bank of America.

Any tips for getting this through all the way?

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@Anonymous them as @Gdale suggested.  All the best and will keep fingers crossed for you.

[Anonymous]

Are there any forum posts for what I should aim for/say when I call in?

I haven't done this before and I can't find anything on it. 

[Anonymous]

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@Anonymous wrote:

Are there any forum posts for what I should aim for/say when I call in?

I haven't done this before and I can't find anything on it. 

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@Anonymous,

Here is a thread dedicated to how to recon a card/what to say.

http://ficoforums.myfico.com/t5/Credit-Card-Applications/How-to-start-a-recon-conversation/td-p/3952581

[Anonymous]

After a 10 wait, I was approved for the card with a 3k credit line!

Thank you all for the help!!

[Anonymous]

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@Anonymous wrote:

After a 10 wait, I was approved for the card with a 3k credit line!

Thank you all for the help!!

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Congrats on the approval...