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Member
ComplexNetwork
Posts: 6
Registered: ‎12-04-2013
0

Hello!!

Hi there,

 

I've been in the US for 4 months now. I just wanted to say hello to everyone.

I'm banking with Wells Fargo and got a $300 CL secured card with them two months ago.

Also, I applied for a Capital One secured credit card today. I deposited $200, so I got a CL of $351.

I'll let you know how things progress!!

 

R

Wells Fargo secured $300 | Capital One secured $351
Community Leader
Senior Contributor
myjourney
Posts: 26,602
Registered: ‎02-07-2013
0

Re: Hello!!


ComplexNetwork wrote:

Hi there,

 

I've been in the US for 4 months now. I just wanted to say hello to everyone.

I'm banking with Wells Fargo and got a $300 CL secured card with them two months ago.

Also, I applied for a Capital One secured credit card today. I deposited $200, so I got a CL of $351.

I'll let you know how things progress!!

 

R


Welcome to the forum and congarts 

"Intelligence plus character--that is the goal of true education"
Last 5 apps 6/6/13


Valued Contributor
djc1puno
Posts: 1,715
Registered: ‎03-07-2013
0

Re: Hello!!

welcome! and looks like you've started on the right track :smileyhappy:



GARDEN GOAL: MARCH 2014
LAST APP: 08/20/2013
---=[NORTHBOUND]=---
Established Contributor
eddie84
Posts: 586
Registered: ‎05-28-2013
0

Re: Hello!!

Nice!  Welcome aboard. :smileyhappy:

9/21/14 EQ 704 | AmEx Platinum NPSL | Discover it $11k | BofA Travel Rewards Visa Sig $7k | Citi Platinum Select AAdvantage WMC $10k | Barclaycard Arrival+ WMC $9.7k | Jared/Kay $5.1k | Chase Sapphire Preferred $5k | BofA Cash Rewards Visa Sig $5k | DFS $5k | PayPal SC $5.6k | PayPal Credit $6.5k | Citi Diamond Preferred MC $4.7k | BofA Better Balance Rewards MC $7k | Chase Freedom Visa $4k | Zales $5k | US Bank Visa Platinum $3k | Bloomingdale's $3k | Amex Hilton HHonors $2k | Macy's $2.5k | Amex Delta SkyMiles $1k | Chase Amazon $800
Valued Contributor
jamesdwi
Posts: 1,894
Registered: ‎09-16-2011
0

Re: Hello!!

welcome.. credit is a marathon..  time and on time payments cure everything


Cards: Chase Southwest 20k & CSP 10k & Freedom 6.6k & Amtrak 4.6k, FNBO DISC 14.9k Oregon Duck 5k, & AMEX BCP 15k & Hilton Surpass 7.5k & Zync NPSL, Sams Club MC 10k, Paypal Extras MC 6k, CapOne QS 2.5k, QS 750, Amazon 3.9k, Walmart 4.5k, Citi Simplicity 7k, HHonors Gold 1k (moved 5k CL to Simplicity), Discover IT 6.5k and a nice stack of store cards.
Last APP 4/26//2014 no plans for new credit I think I have enough.
Contributor
uswala
Posts: 477
Registered: ‎11-18-2013
0

Re: Hello!!

[ Edited ]

Welcome

Credit Unioin Mastercard - $4000 (Feb 12); Chase Freedom - $ 2000 (Oct 12); Barclays Reward Mastercard: $3000 (Jun 13); Discover It - $5250 (Jul 13); BOA Cash Rewards Visa Signature - $5000 (Sep 13); Costco TrueEarnings - $15800 (Oct 13); US Bank Cash Reward - $1000 (May 14); Fidelity Rewards American Express - $5000 (Sep 14); Citi Double Cash World Mastercard - $15000 (Oct 14)

Authorized User:- Capital One Quiksilver - $6000 (Jan 13); Citi Dividend Visa Signature - $6000 (Jul 13); Blue Cash Everyday - $16100 (Aug 13); Discover It - $5750 (Nov 13); Sallie Mae World Mastercard - $6000 (Feb 14); Chase AARP - $4500 (Oct 14).

Member
ComplexNetwork
Posts: 6
Registered: ‎12-04-2013
0

Re: Hello!!

Thank you for all your replies!

 

 I'm from Spain, currently working as a researcher at the University of California. I've read a lot about credit scores, credit cards, etc, so I think I will do it right (unless something unexpected happens). I plan to pay my balance in full every month, because that's what I'm used to do, I've always lived within my means. I mostly use my credit cards as debit cards.

 

My only concern with my current US credit cards is that the Cap1 cannot graduate to an unsecured card (or at least that is what I've read).  I joined CreditKarma and Mint. I guess I cannot do much more for the moment, but just be patient, pay my balances in full every month and wait for my credit score to rise up. I cannot wait!

 

 

R

Wells Fargo secured $300 | Capital One secured $351
Moderator
09Lexie
Posts: 25,913
Registered: ‎09-13-2012
0

Re: Hello!!

Welcome to the forum! Congratulations on your approval.

Mega Contributor
coldnmn
Posts: 13,985
Registered: ‎08-08-2011
0

Re: Hello!!

Congrats! Welcome to the forum and thanks for sharing!

My Wallet /US Bank Cash+ Signature $10,000/ Ace US Bank Signature $10,000 / Sam's Mastercard $8000
/ Walmart Mastercard $8000 / Discover IT $5000 / Care Credit $5000
/ Husqvarna $5000 / PayPal SmartConnect $4800 / Cap1 Quicksilver $4000 / Barclay Ring $3550
Last App 8/12/14 /

Senior Contributor
alvon123
Posts: 7,536
Registered: ‎09-24-2013
0

Re: Hello!!

welcome to the forum



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