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Holy Cap1 CLI

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counterglow
Member
‎07-06-2014 11:54 PM
‎07-06-2014 11:54 PM

Holy Cap1 CLI

I have two Cap1 cards - one was an old Orchard Bank card that switched over, and one's always been a Cap1. Every time I've ever requested a CLI from Capital One, it's been declined. It has driven me crazy for YEARS. The old Orchard Bank card was stuck at a $300 CL for over 7 years - I finally had success a week or two ago through the EO in getting that limit raised to $1500 and having the annual fee removed.  I guess after that succes, I am finally out of whatever purgatory I was stuck in with Cap1, because last time I logged in, I had an offer to upgrade my other card to a rewards card, which I accepted.

 

Tonight, just to see what would happen, I submitted a CLI request for the card that was just converted to a rewards card. Submitted the form and got a congrats screen I've never seen from them before, haha. I got a CLI from $1750 to $4750!!!  My jaw dropped.  Was definitely not expecting that!

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14 REPLIES 14
Tony275
Valued Contributor
‎07-07-2014 12:29 AM
‎07-07-2014 12:29 AM

Re: Holy Cap1 CLI

Wow!! Awesome! Congrats!
Starting Score: (June 2014) TU08: 663 | EQ04: 640 | EX08: 685
Current Score: TU08: 757 | EQ04/08: 757/758 | EX08: 761
Goal Score: 800 across the board

Total Credit Line - $186,050 | Utilization - 16.8%
Message 2 of 15
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Anonymous
Not applicable
‎07-07-2014 01:08 AM
‎07-07-2014 01:08 AM

Re: Holy Cap1 CLI

Congrats!
Message 3 of 15
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Anonymous
Not applicable
‎07-07-2014 02:12 AM
‎07-07-2014 02:12 AM

Re: Holy Cap1 CLI

Congrats!! I'm trying to get a CLI on my quicksilver card that has a low $500 CL.

Message 4 of 15
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coldnmn
Mega Contributor
‎07-07-2014 04:06 AM
‎07-07-2014 04:06 AM

Re: Holy Cap1 CLI

Congrats! Thanks for sharing.

 

 

Discover IT $17k / US Bank Ace (VSig) $13.5K / US Bank Cash+ (VSig) $13.5k
Sam's Mastercard $15k / Walmart Mastercard $10k / Blispay $7.5k PayPal Ex MC $10.8k
CareCredit 5k / Husq $5k / Cap1 QS $4.5k / Barclay Ring $5.35k / Citi DC (WMC) $12k
Gardening Date 7/01/16 / MyFico 08: EQ 801 / TU 777 / EX 771 / 06/08/17
Message 5 of 15
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BUN
Established Contributor
‎07-07-2014 04:42 AM
‎07-07-2014 04:42 AM

Re: Holy Cap1 CLI

They are so awesome! Congrats!!!

Starting Score : 575 May, 2013
Current Scores: EQ 716 6 INQ TU 745 4 INQ EX 726 3 INQ Last INQ December 2015, In the GC until Jan 2017.
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alvon123
Super Contributor
‎07-07-2014 05:09 AM
‎07-07-2014 05:09 AM

Re: Holy Cap1 CLI

congrats!!!


Message 7 of 15
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MissMoni223
Senior Contributor
‎07-07-2014 05:29 AM
‎07-07-2014 05:29 AM

Re: Holy Cap1 CLI

CONGRATS on your very nice CLI from Capital One!!!

Gardening Until Further Notice
15 Credit Cards (12 Major Banks & 3 Store Cards)
Message 8 of 15
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isoldmyatlas
Frequent Contributor
‎07-07-2014 06:31 AM
‎07-07-2014 06:31 AM

Re: Holy Cap1 CLI

That's awesome! Cap1 is full of good surprises lately! Congrats!

TU: 793 (6/13/17) | EQ: 787 (7/17/17) | EX: 788 (6/15/18)

Cap1 Quicksilver, $4,750 (4/2012); Discover IT, $40,000 (10/2012); Chase Amazon Rewards, $14,600 (10/2012); AMEX Hilton HHonors, $15,000 (11/2012); AMEX Blue Cash Everyday, $15,000 (01/2013); Barclaycard Arrival+, $10,000 (07/2013); Citi Home Depot $8,000 (06/2018)
Message 9 of 15
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chalupaman
Super Contributor
‎07-07-2014 06:34 AM
‎07-07-2014 06:34 AM

Re: Holy Cap1 CLI

Awesome! Congrats. Gives me a lot more optimism in CapOne now and what they might do for me in the future.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
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