How Inquiry Sensitive is BOA?

[Anonymous]

I wonder if I'd get approved for a boa bbr? I need to start accumulating them early. 

Thinking being an au for a brief period may not help much. 

Maybe waiting would be best since they combine inquiries? 

[taxi818]

Did you app yet op?  Curious. Last true lender I want to get in with. 

[Anonymous]

I too want to app for their card. I went on an spree earlier this month and I am trying to refrain from apping. Seems like nobody has replied if they apped or not. Good luck if you do and keep us posted.

[Anonymous]

I am also interested in finding out if they care about number of new apps within a certain time frame?

I have four new apps this year.

I know Chase cares about no more than 5 new apps in 2 years, just wondering about B of A.

thanks

[Anonymous]

Coworker has 9, approved for 123. They're like US bank and Citi Bank they don't care about small sprees they care about a charge off thats 8 years old. I got my scores over 700 again and they told me to take a hike

[Anonymous]

5 years old. If it was 8, I'd have a bofa

[UncleB]

---

@Anonymous wrote:
Coworker has 9, approved for 123. They're like US bank and Citi Bank they don't care about small sprees they care about a charge off thats 8 years old. I got my scores over 700 again and they told me to take a hike

---

+1

I had an old Providian that converted to Wamu that converted to Chase during the time it was being CO'd back in 2006/2007.  The Chase site now shows me prequalified for Freedom (and sometimes Slate) but I don't bother apping for either... I'm sure they'll hold the old card against me.  I also had a Juniper that was CO'd long ago (2005), and Barclay's still holds that against me... they don't even do a credit pull (thankfully).

That's OK... there are lots of other good lenders out there! 

[Anonymous]

I have 2 cards with them Rewards and Platinum, Last week I called for CLI they ran TU I have 21 inquiries 10 of them this month lol.  I have the cards since 2013 and I only got 1 CLI on 1 card.  They want a HP everytime I asked for CLI .

[Anonymous]

Since I have not directly screwed with them I'm going to try to get added as a user on my mom's account again it's not necessary Chase loves me

[Anonymous]

---

@UncleB wrote:

---

@Anonymous wrote:
Coworker has 9, approved for 123. They're like US bank and Citi Bank they don't care about small sprees they care about a charge off thats 8 years old. I got my scores over 700 again and they told me to take a hike

---

+1

I had an old Providian that converted to Wamu that converted to Chase during the time it was being CO'd back in 2006/2007.  The Chase site now shows me prequalified for Freedom (and sometimes Slate) but I don't bother apping for either... I'm sure they'll hold the old card against me.  I also had a Juniper that was CO'd long ago (2005), and Barclay's still holds that against me... they don't even do a credit pull (thankfully).

That's OK... there are lots of other good lenders out there! 

---

I have exactly the same Providian scenario, and when I reconned my Freedom the analyst did bring it up. Still approved me. I did pay it off back then, though.