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I applied with Penfed and was approved, but I want to apply for another product and my score has significantly improved since the first pull a couple weeks ago. I suppose I could call and ask but is there any tricks to get everything done automatically?
The short and long answer... "NO". GL.
@Brianinpa18330grh wrote:I applied with Penfed and was approved, but I want to apply for another product and my score has significantly improved since the first pull a couple weeks ago. I suppose I could call and ask but is there any tricks to get everything done automatically?
There are no tricks with Penfed. But if you want a new card, although they use the same pull for 90 days, you can ask if they will pull a report. Or, your other option is to wait for the 90 days to be up and then apply so that a new report can be pulled.
They pulled a new report for me when I was approved for an auto loan, which was ~60 days after CCs & PLOC
I was approved for Visa on 15APR and applied for AMEX 10JUN and approved with same HP. So I was not quite 60 days and no new HP.