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@jzamarripa3220 wrote:
So I got denied guys. BUT since I had apped within 120 days(supposedly), my credit report was not pulled. I was given the option by the csr for them to do some type of override but I'm just going to wait until my new util reports. I did call them yesterday, before i apped to see if I was eligible to apply and they said yes. So I didit online. I guess it is a bit different if I would have done it over the phone.
Thats one nice thing about Barclay's, if you applied recently and were turned down they don't let you self destruct your credit by applying multiple times and doing multiple pulls on your credit for the same result.. If you would of had them do it on the phone and allow the pull, you would of been approved most likely. If you want to get your utilization down first, by all means do that.