So, I'm not familiar with how it works when you get approved for a card with an annual fee that can potentially be PC'd to a non-AF card. If you get the Venture that has the AF and you PC to the QS before the year is over, do you still pay the Venture annual fee? Do you still get your Venture signup bonus, or do you give it back? I'm sorry if this is really obvious - I just want to understand better.
Thanks guys
@shoo wrote:So, I'm not familiar with how it works when you get approved for a card with an annual fee that can potentially be PC'd to a non-AF card. If you get the Venture that has the AF and you PC to the QS before the year is over, do you still pay the Venture annual fee? Do you still get your Venture signup bonus, or do you give it back? I'm sorry if this is really obvious - I just want to understand better.
Thanks guys
You do not forfeit the signup bonus. The signup bonus was for meeting a minimum spend. As for PCing the card to a QS, You would be avoiding the upcoming AF and thus would not be subject to it.
The only dumb question is the one not asked. 
Huh. Wow, cool that's a genius way to do it. Thanks a lot!
@shoo wrote:Huh. Wow, cool that's a genius way to do it. Thanks a lot!
No problem. When are you applying?
@Anonymous wrote:
@shoo wrote:Huh. Wow, cool that's a genius way to do it. Thanks a lot!
No problem. When are you applying?
Hahaha! I've got a couple of other cards on my radar first. I've just seen all the Venture chaos and I was wanting to investigate the mechanics behind the madness. I'll be sure to make a huge deal all over the boards out of my app spree when I've perfected my plan lol.
@shoo wrote:
@Anonymous wrote:
@shoo wrote:Huh. Wow, cool that's a genius way to do it. Thanks a lot!
No problem. When are you applying?
Hahaha! I've got a couple of other cards on my radar first. I've just seen all the Venture chaos and I was wanting to investigate the mechanics behind the madness. I'll be sure to make a huge deal all over the boards out of my app spree when I've perfected my plan lol.
Gotcha.
@JSS3 wrote:
You receive the signup bonus the minute you meet the spending threshold.
From my experience with Capital One Platinum cards, they deduct the AF the first month of getting it. Not the end of the year. Don't know if that's the case for Venture.
