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New Member
Posts: 3
Registered: ‎03-18-2017
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Instant AMEX BLUE approval but 30 days for Chase Sapphire?

Hi everyone, as the subject states, I got a message from the chase application site that my application is in review nd will hear back within 30 days. But Amex gave me an instant approval earler that morning, 

 

I am coming back from a successful credit repair. I was in the 500's with Trans U, and mid 600's on the other 2. Right now im Mid 700's with Experian and Equifax and 688 with transunion. 

 

Maybe the Sapphire wasnt the best card to apply for?

 

Thoughts?

 

 

Thanks

 

http://imgur.com/ZNM7Hk6
Established Contributor
Posts: 914
Registered: ‎10-02-2015
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Re: Instant AMEX BLUE approval but 30 days for Chase Sapphire?

Need more details. Other cards, other limits, any baddies, AAoA

Valued Contributor
Posts: 1,394
Registered: ‎12-16-2014
0

Re: Instant AMEX BLUE approval but 30 days for Chase Sapphire?

I agree with the post above, we need way more information. One thing that will help also is what the SL was for your AMEX Blue.  FYI, AMEX has become far easier to obtain since they lost their Costco deal so achieving that shouldnt be seen as an automatic ticket to a premium card.

NFCU Go Rewards 18k, NFCU Go Rewards AU 22k, NFCU CLOC 15k, NFCU N Rewards 2k, Amex ED preferred 12k, Amex BC 1k, USAA CL 2k, Hawaiian Air Barclay 1.2k, Venture One 10.1k, Target 3.5k, Citi Costco 2k, Citi AAdvantage 7k, NFCU Platinum AR $2.4K, Penfed Platinum Rewards $5.5k. PayPal 2.2K

Gardening till 2018, Goal of 700's by the end of 2017
MyFico Scores April 2017: EQ 667 TU 696 EXP 690
Frequent Contributor
Posts: 484
Registered: ‎12-18-2014
0

Re: Instant AMEX BLUE approval but 30 days for Chase Sapphire?


ringmeister01 wrote:

Hi everyone, as the subject states, I got a message from the chase application site that my application is in review nd will hear back within 30 days. But Amex gave me an instant approval earler that morning, 

 

I am coming back from a successful credit repair. I was in the 500's with Trans U, and mid 600's on the other 2. Right now im Mid 700's with Experian and Equifax and 688 with transunion. 

 

Maybe the Sapphire wasnt the best card to apply for?

 

Thoughts?

 

 

Thanks

 


I think, you need to call back the chase automated number where you can check current status from the BOT.

i am also in the same boat with my DW chase freedom unl apped yesterday. one of the senior member in this forum asked me to call , so i called and got to know 30 days notice.

 

i m pasting it for you here

 

As always you need to call the auto status line and see what robo lady says. The online message means almost nothing, as any non-instant-approval will give you that 30-days message online.

 

When you call robo lady, she has 4 possible statuses (stati?):

1. Your application has been approved!

2. you will be notified of our decision within 30 days

3. something about 2 weeks

4. you will be notified of our decision within 7-10 business days

 

1 is obvious, 2 often leads to an approval after a few days or weeks, 3 usually leads to an approval after a few days, 4 is almost always a denial.

 

 

so call the automated bot number now . good luck.

4/27/2017 FICO TU-775|EX - 790|EQ -763
Goal for 2017 - 775 across all. Total Credit - $191.4K. AU - $14.5k. Gardening since 02/29/2016.$$Waiting for $200k Milestone $$ Smiley Happy
New Member
Posts: 3
Registered: ‎03-18-2017
0

Re: Instant AMEX BLUE approval but 30 days for Chase Sapphire?

[ Edited ]

No negative items on my credit BUT I also havent had a credit card, loan or anything since 2011. I called Chase recon and after a good 15 minute interview I was told they could not approve me for lack of recent credit history. BOA recon is not open over the weekend but Monday I will attempt to get an approval based on being an existing banking customer for over 6 years. 

 

What are my other options? I think I need at least one other card soon. Should I wait until my BCE builds or should I apply for say a CapOne platnium, Amex Gold?

http://imgur.com/ZNM7Hk6

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