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Is this good? Amazon

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ojefferyo
Valued Contributor
‎11-21-2014 02:22 PM
‎11-21-2014 02:22 PM

Re: Is this good? Amazon

Fingerhut is a good place to start. They keep sending me preapprovals all the time lol 

Amex Platinum, Amex Hilton HHonors Surpass, Chase Southwest Premier, Chase Marriott Rewards Premier, Discover IT, Sony Visa, Barclay Arrival+ MC, Cabela Visa, Walmart SC, Amazon SC, Kohls, Diners Club Premier, PayPal Credit, PenFed Platinum Reward Visa, PenFed PLOC, Chase Ritz Carlton, Citi TY Premier, Amex BCP, Discover Miles, Care Credit, Blue Nile SC, iComfort SC, Cap1 Venture, Chase Hyatt, Lowes, US Bank Cash+, Citi Costco Visa
Message 11 of 21
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Creditaddict
Legendary Contributor
‎11-21-2014 02:40 PM
‎11-21-2014 02:40 PM

Re: Is this good? Amazon

I would not apply for cards until your scores are all over 600 unless you get shopping cart or an offer for unsecure capital one card.

save your INQ's for as you get a little more rebuilt.

Message 12 of 21
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Scupra
Super Contributor
‎11-21-2014 03:21 PM
‎11-21-2014 03:21 PM

Re: Is this good? Amazon

@Creditaddict wrote:

I would not apply for cards until your scores are all over 600 unless you get shopping cart or an offer for unsecure capital one card.

save your INQ's for as you get a little more rebuilt.

I agree! You have one card already, use THAT to rebuild and go from there. You don't NEED multiple cards to START a rebuild Smiley Happy

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 13 of 21
Anonymous
Not applicable
‎11-21-2014 03:23 PM
‎11-21-2014 03:23 PM

Re: Is this good? Amazon

@Creditaddict wrote:

I would not apply for cards until your scores are all over 600 unless you get shopping cart or an offer for unsecure capital one card.

save your INQ's for as you get a little more rebuilt.

I agree.. Save the hardpulls for when your scores are better as they stay on for 2 years.  Bank of America has secure cards and after a year, it can be made unsecure.  Rebuilding takes time but you can get those scores up within a year to higher 600s if not shorter.

Message 14 of 21
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chalupaman
Super Contributor
‎11-21-2014 03:26 PM
‎11-21-2014 03:26 PM

Re: Is this good? Amazon

I'm not really too optimistic about the decision here. You really need to get your scores much higher than they are now. All of my Sync Bank apps have been either instant approvals or cases where they want verification over the phone and when I had no history and I had tried applying for the Amazon Store card, I automatically got denied back then.

Tradelines: Macy’s - $18k, Penfed Power Cash Rewards - $10k, Ethan Allen (TD Bank) - $5.7k, Kay Jewelers - $5.5k, Appliances Connection - $5.3k, Jared - $5.25k, Best Buy (Citi) - $5k, Dell Preferred Account - $3.5k, Samsung - $3.2k, Firestone CFNA - $3.2k, Capital One Platinum - $3k, Mercury MC - $2.25k, Williams Sonoma - $2.1k, Wayfair (Fortiva) - $2k, Amazon Store Card - $1.8k, Apple Card - $1.7k, NFCU cashRewards - $1.5k, CareCredit - $1.5k, B&H Photo - $1.5k, Adorama - $1.25k, Ebay MC - $1k, Sam’s Club MC - $1k, American Eagle - $1k, Ollo MC - $600, Mission Lane Visa - $500, NY & Company - $500, Walgreens - $500, Home Depot - $500, Target RED Card - $500, CapOne Secured MC 0 AF - $500, Penfed Overdraft LOC - $500

Current FICOS: Mid 640s-50s on all reports, Ch 7 BK D/C Aug 2019
Starting scores: EX - 534, EQ - 574, TU - 516 | Total TLs: $91k approx | Total Utilization: 17%, getting this back down
Message 15 of 21
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juggalo9er
Valued Contributor
‎11-21-2014 03:27 PM
‎11-21-2014 03:27 PM

Re: Is this good? Amazon

day of discharge capone secured

three months capone unsecured

13 months barclay

....save the inquiries

Message 16 of 21
Anonymous
Not applicable
‎11-21-2014 05:08 PM
‎11-21-2014 05:08 PM

Re: Is this good? Amazon

I'm in the same boat......try fingerhut (request a catalog FIRST, for preapproval)...

 What? 

 

I'm sorry to hijack the thread but you can get a preapproval from Finger by requesting a catalog?  Is it still a hard pull?

 

Thankyou

Message 17 of 21
Anonymous
Not applicable
‎11-21-2014 05:12 PM
‎11-21-2014 05:12 PM

Re: Is this good? Amazon

@ojefferyo wrote:

Fingerhut is a good place to start. They keep sending me preapprovals all the time lol 

Yknow? They sent me a catalogue ONCE. Like 2 years ago.

Message 18 of 21
jsully87
Regular Contributor
‎11-21-2014 06:21 PM
‎11-21-2014 06:21 PM

Re: Is this good? Amazon

Yeah if you go online request an a catalog after making an account with all your info (kinda like the shopping cart trick) once the catalog come there should be a preapproval on it -- or you can buy something small first and ask for the freshstar program but that's a HP I'm sure...
Myfico EQ 670 / TU 625 / EX 614 Jan 11,2015
AAoA : 4yrs
Mine: Cap1 $500 | Cap1 $300 | FH 1100 Store Cards : $2750CL
AU QS 750 | AU Cap1 1000 | AU Cr1 500 | AU Fp 300
Message 19 of 21
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Anonymous
Not applicable
‎11-21-2014 06:23 PM
‎11-21-2014 06:23 PM

Re: Is this good? Amazon

@jsully87 wrote:
Yeah if you go online request an a catalog after making an account with all your info (kinda like the shopping cart trick) once the catalog come there should be a preapproval on it -- or you can buy something small first and ask for the freshstar program but that's a HP I'm sure...

Oh, I don't want one. I was just stating that I only received one once.

Message 20 of 21
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