No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
@myjourney wrote:
@agforfree5 wrote:
@myjourney wrote:Congrats
Thank you! But does anyone know the answer to my above questions ? I have only gotten this far with the help of the myFico community. Started off with a 487 Score!
- How do I know my limit? I know its a Charge card but there still has to be a limit.After you get your card call in some CSR will tell you were the limit is set ....
-Also, does this mean I can apply for the costco card again without taking a Hard Pull on my credit report? And yes do it right now to reduce the likely hood of a 2nd HP
YMMV
Very rarely does AMEX CSRs give internal limit info out. I would use the check spending ability button online.
@LS2982 wrote:
@myjourney wrote:
@agforfree5 wrote:
@myjourney wrote:Congrats
Thank you! But does anyone know the answer to my above questions ? I have only gotten this far with the help of the myFico community. Started off with a 487 Score!
- How do I know my limit? I know its a Charge card but there still has to be a limit.After you get your card call in some CSR will tell you were the limit is set ....
-Also, does this mean I can apply for the costco card again without taking a Hard Pull on my credit report? And yes do it right now to reduce the likely hood of a 2nd HP
YMMV
Very rarely does AMEX CSRs give internal limit info out. I would use the check spending ability button online.
They do and will if you tell them your thinking about making a large purchase
@myjourney wrote:
@LS2982 wrote:
@myjourney wrote:
@agforfree5 wrote:
@myjourney wrote:Congrats
Thank you! But does anyone know the answer to my above questions ? I have only gotten this far with the help of the myFico community. Started off with a 487 Score!
- How do I know my limit? I know its a Charge card but there still has to be a limit.After you get your card call in some CSR will tell you were the limit is set ....
-Also, does this mean I can apply for the costco card again without taking a Hard Pull on my credit report? And yes do it right now to reduce the likely hood of a 2nd HP
YMMV
Very rarely does AMEX CSRs give internal limit info out. I would use the check spending ability button online.
They do and will if you tell them your thinking about making a large purchase
THANKS A LOT everyone! I will call CSR right now and check. I am also give it a shot by applying for a revolving CC on Amex right now
@agforfree5 wrote:
@myjourney wrote:
@LS2982 wrote:
@myjourney wrote:
@agforfree5 wrote:
@myjourney wrote:Congrats
Thank you! But does anyone know the answer to my above questions ? I have only gotten this far with the help of the myFico community. Started off with a 487 Score!
- How do I know my limit? I know its a Charge card but there still has to be a limit.After you get your card call in some CSR will tell you were the limit is set ....
-Also, does this mean I can apply for the costco card again without taking a Hard Pull on my credit report? And yes do it right now to reduce the likely hood of a 2nd HP
YMMV
Very rarely does AMEX CSRs give internal limit info out. I would use the check spending ability button online.
They do and will if you tell them your thinking about making a large purchase
THANKS A LOT everyone! I will call CSR right now and check. I am also give it a shot by applying for a revolving CC on Amex right now
No NO No call when you get card ....you can app costco now if you like
@myjourney wrote:
@agforfree5 wrote:
@myjourney wrote:
@LS2982 wrote:
@myjourney wrote:
@agforfree5 wrote:
@myjourney wrote:Congrats
Thank you! But does anyone know the answer to my above questions ? I have only gotten this far with the help of the myFico community. Started off with a 487 Score!
- How do I know my limit? I know its a Charge card but there still has to be a limit.After you get your card call in some CSR will tell you were the limit is set ....
-Also, does this mean I can apply for the costco card again without taking a Hard Pull on my credit report? And yes do it right now to reduce the likely hood of a 2nd HP
YMMV
Very rarely does AMEX CSRs give internal limit info out. I would use the check spending ability button online.
They do and will if you tell them your thinking about making a large purchase
THANKS A LOT everyone! I will call CSR right now and check. I am also give it a shot by applying for a revolving CC on Amex right now
No NO No call when you get card ....you can app costco now if you like
Why can't I call now? They can't revoke my approval... right lol ?
@ObeyJohnny12 wrote:
Congrats! Also doesnt checking your spending ability often trigger an FR? Maybe i read wrong.
Im sort of new..what is a FR?
@agforfree5 wrote:
@myjourney wrote:
@agforfree5 wrote:
@myjourney wrote:
@LS2982 wrote:
@myjourney wrote:
@agforfree5 wrote:
@myjourney wrote:Congrats
Thank you! But does anyone know the answer to my above questions ? I have only gotten this far with the help of the myFico community. Started off with a 487 Score!
- How do I know my limit? I know its a Charge card but there still has to be a limit.After you get your card call in some CSR will tell you were the limit is set ....
-Also, does this mean I can apply for the costco card again without taking a Hard Pull on my credit report? And yes do it right now to reduce the likely hood of a 2nd HP
YMMV
Very rarely does AMEX CSRs give internal limit info out. I would use the check spending ability button online.
They do and will if you tell them your thinking about making a large purchase
THANKS A LOT everyone! I will call CSR right now and check. I am also give it a shot by applying for a revolving CC on Amex right now
No NO No call when you get card ....you can app costco now if you like
Why can't I call now? They can't revoke my approval... right lol ?
When you call with new card they tend to think you maybe getting ready to make a large purchase and tell you the limit...all CSR don't like to expose the limit set Lol
And no they won't take back your approval....LOL
@ObeyJohnny12 wrote:
Congrats! Also doesnt checking your spending ability often trigger an FR? Maybe i read wrong.
I have heard the same thing if you abuse it ...As long as you just don't do it constantly I hear its ok