I've has a Lowes card for several years. I originally wanted $1600 for windows but I was approved for $1200 and they wouldn't give me the extra $400 thats been a few years and now im up to $6200 most increases without asking. So if you pay right they will give you increases which is good.
Thanks you guys for the info! I've had a horrible time trying to get my scores up. The only baddies I have are 5 old medicals. I've never had charge offs or late payments on anything. My credit cards are paid down but my score simply will not go up!
Discover 1200cl ($5 balance)
Amex 1000cl ($20 balance)
Amex 2000cl (zero balance)
Capital one 850cl (zero balance)
Synchrony furniture card 1500cl (zero balance)
Ashley furniture card 4800cl with consigner (zero bal)
What else can I do to get the score to raise? I'm at a loss!
Try letting only 1 card report a balance, You have 2 cards reporting a balance right now.
When you apply for Lowe's, try doing it in store, you may get a higher limit.
Do you have an installment loan of any type on your report? (If not, search Alliant SSL)
How old are each of those cards?
That puts your AAoA at 8 months max. Based on my limited understanding, you should see a bump once you reach 1y AAoA with the 3+ accounts.