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@Anonymous wrote:
Applied for the Cash Wise Visa for the $200 Spend Bonus. Fico 788-Pulled EX. Denied for one reason only:
No Retail Credit Card Reporting. (We look for how you are using your credit. We look for what types of credit you have)
Well. Sorry I closed my store cards last year. :/
I agree that 'laughable' is an excellent way to describe that reason. Especially because on a couple of score models they list retail accounts as a reason hurting your score. So it's bad to not have them, and bad to have them? Oy.
@Anonymous wrote:
Djgrolyos shame on you for being proactive and eliminating retail cards that you no longer need! Time for a trip to the "wood shed" ... Unreal! Then again it is WF. Used to have virtually everything with them and I packed up my old kit bag and found a door that went out and left never to look back!
Same here! I got a Cash Wise right before the extent of their fraud became clear. Once it did, I took full advantage of the 15 months of no interest, got a $300 checking bonus, and then closed all my accouts down
Congrats on not giving WF any of your swipes!
In that case why not call in for a recon?
Thats insane. Sorry to hear this happened. Their loss.
I'm confused.
Frowned on by banks to have retail cards; denied by a bank for not having one..??
Can someone explain this?
Merrick Bank Visa $1500 | Citi BestBuy Visa $5300 | Chase Freedom $500 | Amex BCE $2000
FICO8: EQ 12/17: 721 | 1/18: 706 || . TU 12/17: 742 | 1/18: 744 . || EX 12/17: 736 | 1/18: 720
@Anonymous wrote:
Djgrolyos shame on you for being proactive and eliminating retail cards that you no longer need! Time for a trip to the "wood shed" ... Unreal! Then again it is WF. Used to have virtually everything with them and I packed up my old kit bag and found a door that went out and left never to look back!
E X A C T L Y !!!!!!!
WF is the pits